financial institutions

Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 

Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
August 27, 2026  |  Banking

Financial institutions have spent decades learning how to identify customers. Hong Kong is starting to test how they might identify the artificial intelligence (AI) agents...

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FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
August 25, 2026  |  Banking

FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since...

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AI Agents Become the API Economy’s Biggest New Customers
AI Agents Become the API Economy’s Biggest New Customers
August 24, 2026  |  Artificial Intelligence

Every financial API was built for a human developer, a human analyst, or a human customer. A person queries the endpoint. A person reviews the...

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Bretton AI CEO Wants Banks to Kick the AI Tool Habit
Bretton AI CEO Wants Banks to Kick the AI Tool Habit
August 04, 2026  |  Banking

Watch more: Need to Know With Bretton AI’s Will Lawrence Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Upstart Receives Conditional OCC Approval for Bank Charter
Upstart Receives Conditional OCC Approval for Bank Charter
July 27, 2026  |  Banking

Lending marketplace Upstart has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a bank called Upstart Bank, N.A. Get the Full Story Complete...

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Why Millions of New Accounts Never Turn Into Real Banking Relationships
Why Millions of New Accounts Never Turn Into Real Banking Relationships
March 25, 2026  |  Money Mobility

Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...

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Can Crypto’s Open Network Dreams Survive Going Corporate?
Can Crypto’s Open Network Dreams Survive Going Corporate?
March 10, 2026  |  Blockchain

The reality of financial blockchain adoption is turning out to be a very different story than the permissionless approach the digital asset space was built...

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Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
December 12, 2025  |  Banking

Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is...

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