financial institutions

Cascade To Power Crypto Card Loading

This time last year, if a customer asked Cascade about cryptocurrency loading, the startup had to tell them, “We don’t do that.”...

3.0K

Fed Task Force Releases Payment Lifecycles And Security Profiles

Through the collaborative efforts of those with backgrounds in payments and security, the Federal Reserve’s Secure Payments Task Force has published “Payment...

2.9K

Credit Unions

CO-OP CEO: Building A Credit Union Innovation Mindset

Demand is a trickle-up phenomenon. As consumers ask more of their financial institutions (FIs), the organizations serving those FIs must also step...

3.3K

SMBs

Why SMB Lenders Need Straight Through Data

Securing bank financing for a small business (SMB) is neither fast nor easy, but the people running those SMBs need it to...

6.8K

Digital Banking

NEW DATA: Why 100% Of Mid-Sized FIs Fail To Climb The Innovation Curve

Mid-sized financial institutions looking to stay competitive could learn a thing or two from both their larger and smaller counterparts. Because when...

5.7K

Picking America’s Next Top FI Payments Innovator

When it comes to bank innovation, size doesn't matter: any financial institution, large or small, can be a top performer with the...

2.7K

Faster Payments

Aussie’s New Payments Platform (Called New Payments Platform) Goes Live

The Reserve Bank of Australia and its Payments System Board announced on Tuesday (Feb. 13) the launch of a new payments infrastructure –...

5.6K

Payment Methods

Why Faster Payments Need Flexible Tech

Flexible tech. The kind that scales as businesses scale, that goes where the payments go — where the technology resides in the cloud...

1.3K

Fraud Prevention

Fed Says Payment Fraud Losses Top Of Mind For FIs

Payment fraud losses are top of mind for financial institutions around the country, the Federal Reserve Bank of Minneapolis reported. Based on...

3.7K

The Payments Known Unknowns/Unknown Unknowns Battleground

Long ago, former Secretary of Defense Donald Rumsfeld said that “There are things we know we know. We also know there are...

6.6K

NEW DATA: The Four Things That Define A Top FI Payments Performer

The financial services industry is no stranger to innovation, but it increasingly appears that change in the space is being driven by outsiders instead...

4.7K

FIs: The Makings Of A Top Payments Innovator

In what way is payments innovation like football? For starters, both are strategic endeavors that require a good coach, a good team...

7.0K

Banking

Building And Keeping Trust, With Banks

In any relationship, trust matters. Ever more so with banking relationships in the digital age of commerce, where faces never meet...

Online Fraud Offline: How Account Takeover Can Lead To Multi-Channel Attacks

6.9K

Online Banking: An Unwitting Accomplice To Multi-Channel Fraud Attacks

Star One Credit Union didn’t think it had an online fraud problem. The year was 2006, and although there was plenty of...

8.3K

The Three Things FIs Need To Know About Payments Innovation

Not innovating is not an option. Perhaps in the early days of digital banking and mobile apps, innovative technology was a “nice...

3.0K

Faster Payments

Fourteen Months In, Extra Credit For Faster (ACH) Credit?

In an age where faster is a hallmark of, well, everything, it follows that the same should be true of payments. It...

2.3K

Jewel Paymentech Uses AI To Optimize Merchant Onboarding

Jewel Paymentech is helping banks get on board with faster onboarding for merchants. The startup supports financial institutions across the Asian Pacific...

6.8K

Getting FIs Into The “Ready” Business

Who wouldn’t like to gaze into a crystal ball to better anticipate and then plan their next moves in payments? But there...

2.6K

Emailage Braces For Holiday Fraud Uptick

It’s no surprise that the holidays mean increased eCommerce traffic – and therefore, increased instances of fraud. The fraudsters often get away...

4.4K

Credit Unions

Credit Unions: Better Together

The best offense is a good defense. It’s true in sports, and also true in disaster preparedness. Simply reacting is often too...

4.6K

Emailage Embarks On ‘FinTech Roadshow’

Arizona-based startup Emailage — the identity verification company delivering risk scores to financial institutions (FIs) and online merchants based on customers’ email addresses...

7.0K

API

FI.SPAN: APIs That Pack A B2B Punch

It’s not fair, said FI.SPAN CEO and Co-Founder Lisa Shields, that Bill.com and AvidXchange get to have all the business payments fun...

3.9K

Startup Roundup

The Start-Up Secret Sauce

For all the wonderful things to be said for entrepreneurship, there remains this fact: It is extremely hard work that carries with...

2.1K

Bank Regulation

Push Back On Regulatory Rollback?

The regulatory rollback may be rolled back. It has been a key aim of the Republican Congress and President Donald Trump’s administration...

4.5K

PSD2 Is Coming To Europe And Bringing Big Changes

Come next year, FIs will need to share consumer data with FinTechs and merchants courtesy of PSD2. In the latest PYMNTS Digital...

6.2K

Alternative Finances

LendKey And Unlocking A Generation Of Borrowers For Small Banks And Credit Unions

For value, the Federal Reserve estimates that a college grad will make about $830,000 over the course of a lifetime; the Georgetown...

5.4K

NEW REPORT: Shutting Down PSD2’s New Security Threat

Protecting digital identities is all about keeping up — keeping up with new technology, new regulations and, of course, bad actors. The...

6.3K

Alternative Finances

Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘

“Finance is pretty broken.” So started Affirm’s Co-Founder and CEO Max Levchin’s remarks at his firm’s first-ever AFFIRMation conference for its retail...

3.7K

Banking

Urban FT Acquires iParse To Bridge The Mobile Banking Gap

When it comes to mobile banking, there’s often a massive gap between the consumer’s experience with a big bank and with a...

4.1K

FIs Hustle As Hackers Ramp Up Corporate Bank Attacks

Earlier this year, a report from Kaspersky Lab and B2B International found that cybersecurity incidents affecting a bank’s online banking services cost...

3.7K

Looking Beyond Machine Learning To Balance Out Trade Finance Supply And Demand

The International Chamber of Commerce Banking Commission recently released a report that found an imbalance between supply and demand of trade finance...

290

Fraud Prevention

Eyeing Bad Behavior And Stopping Payments Fraud

Behavioral analytics and machine learning can combine to root out fraud that is getting ever faster and harder to detect — even...

3.1K

Artificial Intelligence

Synechron Launches 14 AI Accelerators For Financial Services Mkt

Synechron, the global financial services consulting and technology company, announced Thursday (March 23) the launch of “Neo,” a set of artificial intelligence...

3.2K

Authentication

For Financial Institutions And Customers, Trust — But Verify

In financial services, consumers vote with their feet as much as their pocketbooks. The question is: How can financial firms engender trust...

3.6K

Supplier Risk, Spend Management Prove Critical For Banks’ Procurement Needs

Not all verticals are created equal when it comes to the procurement process. Priorities in managing procurement will range from cost of...

2.9K

Consumer Finance

How FIs Can Tackle The Financial Management Gap

Fiserv research shows proper financial management starts with banks and credit unions providing people with the advice and tools they need. In...

4.2K

Payment Methods

SWIFT Likes Distributed Ledgers, Sort Of

SWIFT has found gaps in the promise and the delivery of distributed ledger technologies when it comes to payments. But it still...

The Horse Race To Help Financial Institutions Innovate

Banks — especially the smaller community banks — have developed a reputation for not being very innovative, despite putting forward a lot of innovation...

1.8K