Sections
financial institutions
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B2B PaymentsSmaller FIs At The Real-Time Payments Crossroads
Interest in real-time payments continues to climb among financial institutions (FIs) as more options...
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Digital BankingThe Impact of Mobile Card Apps On FI Customer Retention
The trend toward digitization in consumers’ lives isn’t new, but COVID-19 has accelerated it...
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Digital-First BankingWhat Digital Banks Are Doing Right
The past several years have been good times for digital banking players popping up...
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Digital-First BankingBanks Must Look Beyond Speed To Optimize Digital Account Opening
Without the local branch to visit, financial institution (FI) customers were suddenly thrust into...
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BankingCiti: FIs' Role In Creating Resilient Global Trade Finance Initiatives
When Citigroup and the International Finance Corp. (IFC) teamed up more than a decade...
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Fraud PreventionNew Report: Why FIs Are Taking A Behind-The-Scenes Approach To...
Banks have been facing a concerning rise in account takeover (ATO) attacks targeting their...
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Digital BankingPandemic Leveling Playing Field Between Banks And FinTechs?
The battle between traditional financial institutions (FIs) and tech-nimble FinTech challengers has been a...
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BankingGreen Dot and the Changing (Digital) Face of Banking
If the landscape of how we bank is changing – toward digital-first firms, of...
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Fraud PreventionWells Fargo on Fraud Decisioning And The New Consumer’s New...
Financial institutions (FIs) face tough decisions when trying to keep their clients safe. Customers and...
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InnovationTechnology Is Helping FIs Build Resilience And Battle Black Swans
The trouble with black swan events is that no two of them look alike,...
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Artificial IntelligenceWhy AI’s Early Adopters Are Laser-Focused On Credit Risk And...
There is a great deal of economic uncertainty in the world today, as many...
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BankingTrend Talk: FIs And FinTechs Can Operationalize Aid Fast, Get...
Contradiction, confusion and, glaringly, the absence of promised government cash has intensified the crisis...
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BankingBanks, Omnichannel And The New Commerce 'Nirvana'
The COVID-19 pandemic is changing the way financial ecosystems are evolving — and the...
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CoronavirusFederal Reserve Eases Statement Reporting Timeline For Banks
The Federal Reserve announced Thursday (March 26) that it’s going to give financial institutions...
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BankingHelping FIs Maximize Card Portfolio Returns In Volatile Times
Consumers are navigating the vagaries of a brave new world dominated by the coronavirus....
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Faster PaymentsThe Clearing House's Strategies To Drive RTP Uptake
Persuading the 11,000+ financial institutions (FIs) in the U.S. to integrate with a new...
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Artificial IntelligenceNew Data: Share Of FIs Using AI Has Increased 70...
There is scarcely a financial institution (FI) that does not claim to be using...
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Artificial IntelligenceUsing Ethical AI To Turn Citizens’ Information Into Insight
In the service of business, of society at large, artificial intelligence (AI) can be...
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Merchant InnovationDATA: How FI’s Innovation Gap Is Big Tech’s Big Opportunity
If we had to pick a favorite highly quoted Jeff Bezos aphorism, “your margin...
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Credit UnionsHow One Nevada Credit Union Secures Its Self-Service Innovations
Credit union members are increasingly placing emphasis on self-services like mobile and online banking...
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InnovationSWIFT: The Road To ISO 20022 Adoption
PYMNTS recently spoke with Saqib Sheikh, global head of SWIFT’s ISO 20022 program, to...
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BankingNew York Leads US In Bank Branch Closures
Banks across the U.S. are closing branches, but the New York area is seeing...
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Security & FraudFighting Fraudsters At The FI/Customer Journey Starting Line
In the battle against fraudsters, financial institutions (FIs) must start at the beginning –...
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Credit UnionsGallup: Credit Unions Feel The Love
The notion that credit unions (CUs) play country mouse to their more worldly banking...
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Digital BankingHelping FIs Develop Their 'FinTech Sense'
Everyone knows that digital and mobile services are key to success in the 2020s...
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InnovationThe Future Of FIs Is About Flexible Innovation
The rise of FinTechs in the last decade – and the millions of customers...
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Mobile Order AheadDeep Dive: How QSRs Can Curb Chargeback Woes
Bank and credit card chargebacks are valuable tools, keeping consumers safe from credit card...
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Digital BankingWhy FIs' Future Means Smarter, Not Only Faster, Payments
Faster, better, experiential — those are among the terms that come to mind when one...
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Digital BankingNigeria Turns To FinTechs To Boost Financial Inclusion
In an effort to expand access to financial institutions (FIs), the Central Bank of...
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BankingHow Credit Unions Can Win The FinServ Innovation Game
In addressing the innovation gap that exists between credit unions and their larger financial...
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CryptocurrencyLibra Could Hurt Facebook's Financing
Facebook’s relationship with financial institutions could be threatened if it launches its cryptocurrency Libra...
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RegulationFinCEN Deputy Director Talks Reform, NBFI Supervision
Jamal El-Hindi, the deputy director of the Financial Crimes Enforcement Network (FinCEN), spoke at...
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Credit UnionsData: Credit Union’s Most Underutilized Asset
Data is where it’s at, and more credit unions (CUs) are waking up to...
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Digital BankingBank Innovation That Heeds The Needs Of The ‘Digital Native’
In financial services, there is a big gap between recognizing the need for innovation...
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BankingDo Bigger Budgets Mean More Innovation?
Smaller banks and large financial institutions have been subject to a paradox where smaller...
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Artificial IntelligenceWhy Aren't More FIs Using AI To Fight Fraud?
Payment fraud is an ideal use case for machine learning and artificial intelligence (AI),...
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Digital BankingHow Friendly Friction Builds Better Banking Experiences
Consumers’ preferences are undeniably shifting digitally when it comes to banking and financial services....
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Digital BankingWhy FIs Must Be 'Too Good To Fail'
Financial institutions are flagging a bit when it comes to deployment of new technologies...
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Digital BankingAnt Financial Launches Banking As A Service Platform
Ant Financial Services Group and Jiangsu-based Hoperun Information Technology announced Wednesday (March 7) a...
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RegulationFTC Wants Comment On Proposed Changes To Safeguards, Privacy Rules
The Federal Trade Commission (FTC) has requested comment on the proposed amendments of two...
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Security & FraudMicrosoft: State-Sponsored Hackers Siphoned Money From Several FIs
Microsoft’s lastest cybersecurity report has revealed that state-sponsored hackers have attacked several financial services...
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Today In DataData As A Prescription For FIs And Healthy Healthcare Collections
Data is everywhere, and ripe for the mining. It can help financial firms offer...
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BankingFSB: Tech Giants Will Shake Up Financial Industry
The Financial Stability Board (FSB), a global finance regulator, warned that the proliferation of...
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Security & FraudBSA Officials At FIs Targeted By Phishing Campaign
In a reported phishing campaign that began last month, Bank Secrecy Act (BSA) officials...
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AuthenticationDiebold Nixdorf On Why Banks Could Be Digital Identity’s Future
Digital identity in the last few years has gotten a major boost — as...
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Today In DataToday in Data: Filling Needs, Fixing Vulnerabilities
The IoT market is growing exponentially – but in the lives of consumers, it’s on an...
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Today In DataToday In Data: Matching The Right Solution To The Right...
There is always a bit of a matching game going on in payments and...
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InvestmentsFinding The Investable Needles In The Startup Haystack
When it comes to financial services and financial technology startups, making the right investment...
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Security & FraudFIs Facing $100B A Year In Cyberattack Losses
The impact from a cyberattack on financial institutions (FIs) could reach as high as...
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Bank RegulationRebundling The Unbundled Bank
FinTechs by the dozen. Apps by the dozen. Banks have competitive, operational and communication...
