financial institutions

OCC Says Banks Can Hold Crypto, but Should They?
OCC Says Banks Can Hold Crypto, but Should They?
March 10, 2025  |  Cryptocurrency

Blockchain and banking have, since the former’s inception, operated almost entirely at odds. Cryptocurrencies, after all, were invented as a decentralized method to store value,...

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Senate Bill Would Eliminate Reputational Risk as Measure of Safety and Soundness
Senate Bill Would Eliminate Reputational Risk as Measure of Safety and Soundness
March 07, 2025  |  Bank Regulation

Senate Banking Committee Chairman Tim Scott, R-S.C., has introduced a bill that would stop federal banking agencies from using reputational risk as a measure to determine...

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Congressional Actions Against CFPB Overdraft, Digital Payments Rules May Spur Financial Services Innovation
Congressional Actions Against CFPB Overdraft, Digital Payments Rules May Spur Financial Services Innovation
March 06, 2025  |  Bank Regulation

Wednesday’s (March 5) actions in Congress against two Consumer Financial Protection Bureau (CFPB) rules — one governing digital payments providers, the other focused on bank...

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FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
FDIC Regulatory Revamp May Smooth Path to Bank Mergers, Formations and FinTech Partnerships
March 05, 2025  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC), like other regulatory agencies, is rapidly being reshaped. The very structure of the agency may be drastically altered. A...

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Report: Goldman Sachs to Reduce Staff by Up to 5% in Annual Review
Report: Goldman Sachs to Reduce Staff by Up to 5% in Annual Review
March 04, 2025  |  Personnel

Goldman Sachs reportedly plans to cut 3% to 5% of its staff in an annual review process. Get the Full Story Complete the form to unlock...

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Interest Rate Caps Threaten Credit Access and FinTech Partnerships
Interest Rate Caps Threaten Credit Access and FinTech Partnerships
March 03, 2025  |  Bank Regulation

There have been pockets of momentum to curb interest rates charged for balances credit cards and for loans extended by FinTechs. Get the Full Story...

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Section 1033 May Fall Short of its Data Security and Open Banking Goals
Section 1033 May Fall Short of its Data Security and Open Banking Goals
March 03, 2025  |  Bank Regulation

There’s a rule of thumb in law that states that hard cases make bad law. The sentiment can be reworked a bit to extend to...

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Report: European Commission to Seek Banks’ Comments on Capital Requirements
Report: European Commission to Seek Banks’ Comments on Capital Requirements
February 28, 2025  |  Bank Regulation

The European Commission reportedly wants to seek comments from banks on its plan to implement the Fundamental Review of the Trading Book (FRTB), which determines...

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Credit Unions and FinTechs Find Common Ground Through Personalization
Credit Unions and FinTechs Find Common Ground Through Personalization
February 27, 2025  |  Credit Unions

Not all that long ago, FinTechs competed with banks — especially credit unions and smaller players — for the same set of customers and accounts....

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