FinTech

Financial technology, often shortened to fintech, is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.

Baltics Accelerate Real-Time Adoption Amid Faster Payment Headwinds in Europe

Baltics Accelerate Real-Time Adoption Amid Faster Payment Headwinds in Europe
Baltics Accelerate Real-Time Adoption Amid Faster Payment Headwinds in Europe
March 05, 2023  |  Real-Time Payments

The Baltic region, with a population of over 6 million, has grown into a thriving FinTech hot spot in Europe and a regional frontrunner in...

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Railsbank Reportedly Seeking Sale Through an Insolvency Process
Railsbank Reportedly Seeking Sale Through an Insolvency Process
March 03, 2023  |  Legal

Railsbank Technology is reportedly close to being sold through an insolvency process. Get the Full Story Complete the form to unlock this article and enjoy...

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Digital-First Banks Well-Positioned to Win Small Business Hearts and Minds
Digital-First Banks Well-Positioned to Win Small Business Hearts and Minds
March 03, 2023  |  Digital Banking

Traditional FIs are at risk of losing their business banking relationships — especially with smaller firms. Get the Full Story Complete the form to unlock...

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CFPB Finds Most BNPL Users Are Not Financially Distressed
CFPB Finds Most BNPL Users Are Not Financially Distressed
March 02, 2023  |  BNPL

BNPL users have relatively few financial safety nets in place should they run into difficulties managing their obligations.   Get the Full Story Complete the form...

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Traditional Banks Risk Losing Ground to Banking-as-a-Service Rivals
Traditional Banks Risk Losing Ground to Banking-as-a-Service Rivals
March 02, 2023  |  Digital Banking

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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VCs Place Bets on Businesses Seeing Value in Embedding Payments Into Software
VCs Place Bets on Businesses Seeing Value in Embedding Payments Into Software
March 02, 2023  |  Startups

In today’s economic environment, reaching profitability is considered a badge of honor. Get the Full Story Complete the form to unlock this article and enjoy...

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Revolut User Base Grows Alongside Auditor Warnings
Revolut User Base Grows Alongside Auditor Warnings
March 01, 2023  |  Digital Banking

All-in-one FinTech platform Revolut’s first full year of profit is now coming under question. Get the Full Story Complete the form to unlock this article...

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Time, Investment and Creative Thinking Needed to Accelerate UK and EU Open Banking Adoption
Time, Investment and Creative Thinking Needed to Accelerate UK and EU Open Banking Adoption
March 01, 2023  |  Digital-First Banking

Five years after open banking became a regulatory requirement, the U.K. now claims 7 million active users. Get the Full Story Complete the form to...

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Despite Embedded Finance’s Promise, Slowing BNPL Growth Sends Marqeta Shares Plummeting 
Despite Embedded Finance’s Promise, Slowing BNPL Growth Sends Marqeta Shares Plummeting 
February 28, 2023  |  Earnings

Slowing buy now, pay later (BNPL) volumes and customers’ belt tightening helped send Marqeta’s shares down sharply Tuesday after earnings. Get the Full Story Complete...

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