FinTechs

Bank Charters Are Reshaping Who Can Compete for Consumer Deposits

Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
February 10, 2026  |  Banking

Bank charters represent the operating system (OS) for the U.S. financial sector. But not all charters are created equal, and the differences matter immensely for...

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Mastercard Launches New Program for BIN Sponsor Accreditation
Mastercard Launches New Program for BIN Sponsor Accreditation
February 10, 2026  |  Payment Methods

Card issuance has become one of the most direct ways for FinTechs to embed themselves into daily commerce. Whether the product is a digital wallet,...

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90% of FinTechs Offer Embedded Payments as Competition Intensifies
90% of FinTechs Offer Embedded Payments as Competition Intensifies
February 09, 2026  |  B2B Payments

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial...

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FinTechs and Community Banks Tell OCC to Open the Data Pipes
FinTechs and Community Banks Tell OCC to Open the Data Pipes
February 03, 2026  |  Bank Regulation

Community banks still trade on proximity and relationships, but their appeal now hinges just as much on whether they can deliver modern digital services. PYMNTS...

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PicPay Takes Its Credit Strategy to Wall Street With US IPO
PicPay Takes Its Credit Strategy to Wall Street With US IPO
February 02, 2026  |  Mobile

Watch more: Monday Conversation with PicPay’s Eduardo Chedid PicPay’s entry into U.S. public markets last week was not just about ringing the NASDAQ opening bell....

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Mastercard Launches Accreditation Program for UK FinTech Sponsors
Mastercard Launches Accreditation Program for UK FinTech Sponsors
January 28, 2026  |  Payment Methods

Mastercard has introduced a new accreditation framework designed to streamline market entry for financial-technology startups in the United Kingdom, according to a Jan. 15 press...

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Mesh Looks to Court FinTechs After $1 Billion Valuation
Mesh Looks to Court FinTechs After $1 Billion Valuation
January 27, 2026  |  Cryptocurrency

Crypto payments network Mesh is planning to expand its network after raising $75 million. The new funding round values Mesh at $1 billion, Bloomberg News...

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Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
Credit Unions Turn to FinTechs to Fast Track Digital Upgrades
January 27, 2026  |  Credit Unions

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in how these institutions compete, grow...

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