Sections
Fiserv
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800Faster PaymentsDeep Dive: Emerging Response To B2B, P2P Cross-Border Payments Pain
Money constantly flows across borders in the increasingly interconnected global economy, from workers overseas back to their families, and from buyers to...
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1.1KLoansFiserv: Two-Thirds Of Loans Originated Online In Last Two Years
Fiserv’s consumer trends survey, Expectations & Experiences, shows that the majority of loans over the past two years were done online, the...
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1.1KFaster PaymentsHow Responsibly Accelerated Mortgage Underwriting Can Save Consumers, Lenders Money
When financing a first home, a complicated mortgage process can confuse buyers, and draw out loan underwriting timelines — costing time and...
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1.5KFaster PaymentsTrending: Data Aggregation Makes Home Mortgages Cheaper
Many major companies rely on international trade and global supply chains. Keeping these trade flows operating smoothly requires quick, reliable delivery of...
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3.2KFaster PaymentsThe Push And Pull Of Real-Time Payments
With real-time payments spreading throughout the world (perhaps more slowly than expected, but still spreading), the characteristics of pull payments mean they...
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3.0KFaster PaymentsDeep Dive: The Benefits And Challenges Of Real-Time Push Payments
Consumers, businesses and governments are seeing faster payments as a path to greater convenience and financial security, and this growing demand is...
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2.0KFaster PaymentsMeeting Older Generations’ Rising Demands For Mobile P2P
From sending money to college-aged children, to splitting lunch checks among friends, Gen X consumers are increasingly embracing mobile peer-to-peer (P2P). But...
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4.0KFaster PaymentsServing Mobile P2P Payments To The Gen X Crowd
Financial providers worldwide are working to give small and medium-sized businesses (SMBs) quick access to their funds. Digital banks, for one, are...
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3.4KDigital PaymentsAs The Wind Blows, The Shift From Paper To P2P Payments Builds
The frustration is a common one, and a form of friction very well-known to the PYMNTS New Orleans Bureau, in fact: having...
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3.0KB2B PaymentsPayActiv Deploys Fiserv Tech To Move Employee Wages
PayActiv is collaborating with Fiserv to streamline workers’ access to their wages, the companies said this week. In an announcement this week,...
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3.8KBankingDigital Banking And Branches Not An Either/Or Proposition
Banks are not just competing for customer engagement and retention — they are also vying for funding and resources as they overhaul...
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3.5KCommerce ConnectedConnected Tech Gives Sports Venues An All Star Opportunity To Fill The Stands
Consumers are set to spend $23 billion buying mobile tickets for sports and gaming events by 2023. Sports brands are thus looking...
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2.5KFaster PaymentsThe Challenges And Benefits Of ISO 20022 Migration
Quickly sending large sums of money abroad in 1803 might have meant loading gold bars onto ships and hoping for good weather...
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2.5KFaster PaymentsCan Faster Pay Keep QSRs Competitive?
With a 132 percent annual turnover rate, at a cost of $2,000 per worker, employee retention is no small problem for quick-service...
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5.3KFaster PaymentsCan On-Demand Pay Stop QSRs’ Employee Churn?
The faster payments landscape is changing rapidly, most recently with the U.S. Federal Reserve’s announcement that it will launch its own real-time...
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4.5KDigital PaymentsFiserv: APIs Role In Fueling Real-Time Payments Growth
Faster payments are all the rage, part of numerous discussions and plans when it comes to global payments — the concept serving...
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6.4KBankingBAMS, First Data JV To Call It Quits In 2020
With their joint venture set to end next year, First Data (now Fiserv) and Bank of America said on Monday (July 29)...
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14.6KPartnerships / AcquisitionsFiserv-First Data Merger Is Complete
The big deal is now complete: Fiserv announced this morning (July 29) that it has completed its acquisition of First Data Corporation....
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4.1KEarningsFiserv Posts Q2 Revenue Growth As First Data Deal Nears Closing
As Fiserv heads toward its $22 billion acquisition of First Data — a massive payments and FinTech deal now expected to close...
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2.5KEarningsFirst Data Q2 Results Show Growth In Core Business
Financial technology company First Data posted second-quarter results that surpassed Wall Street’s earnings per share (EPS) and revenue expectations. In a press release,...
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3.1KFaster PaymentsDeep Dive: How APIs Can Help Drive Faster Payments
Financial players worldwide are kicking payment systems into high gear with efforts that range from easier-to-use digital solutions to new instant payment...
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4.4KFaster PaymentsHow Faster Pay Fuels the Trucking Industry
Truckers haul 71 percent of America’s freight tonnage, keeping retailers supplied and in business — but not without challenges. Slim margins, emergency...
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5.1KFaster PaymentsHow Truck Factoring Revs America’s Retail Engine
Businesses and consumers are unlikely to change their payment preferences until two conditions are met: they both feel the pain of slow...
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4.4KPayment MethodsIf Real-Time Payments Is All About Now, What’s Holding It Back?
Now, now, now — that’s the chorus coming from consumers, merchants and other companies when it comes payments, and that demand is...
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3.7KFaster PaymentsHow Mobile Technology Can Help Divorced Parents Manage Financial Obligations
When divorced parents have to get together to exchange cash for kids’ braces and summer camp, it can be a fraught experience....
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3.8KFaster PaymentsPayment Apps For When The Marriage Is Over
It’s not enough to build a real-time payment system if financial institutions (FIs) don’t implement the offering, and extend instant payment services...
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3.2KB2B PaymentsFlexWage Taps Fiserv For Real-Time Access To Wages
On-demand wage service provider FlexWage has announced it is working with Fiserv to power disbursements to employees using its service. A press...
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3.8KPayment MethodsDiving Into The ‘Check-Replacement Cycle’
As much as 80 percent of firms still rely on paper checks. Only 3 percent of firms meet demands for B2C payments. Fiserv...
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2.3KFaster PaymentsWhat It Takes To Enable Instant Earned Wage Access
Deciding to offer employees instant access to earnings means employers must make a slew of decisions — including how much pay will...
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4.2KFaster PaymentsTo Limit Or Not To Limit? The Instant Earned-Wage Access Debate
The looming specter of Brexit, and the trade war between the U.S. and China, are sending ripple effects well beyond these countries’...
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5.4KPartnerships / AcquisitionsTSYS And Global Payments: The Details Of The $21B Deal
For Total System Services (TSYS) and Global Payments, it’s official. To that end, the companies said they would enter into a merger...
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2.8KPayments InnovationFor Merchant Processing, A Guiding Key Principle: Reliability
Merchants that sign on with firms to process their payments expect to get their funds consistently and constantly. Neil Randel, CEO of...
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7.1KEarningsFiserv: First Data Merger On Track; 1Q Payments Grow 4 Pct
Fiserv reported results Tuesday (April 30) that topped expectations on the bottom line, and were very slightly below analyst expectations on the...
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3.2KEarningsFirst Data Q1 Revenue Sails Past Wall Street Views
Financial technology company First Data posted first-quarter earnings results that matched Wall Street’s earnings per share estimates and surpassed revenue expectations. In...
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2.8KLegalCredit Union Sues Fiserv Over ‘Baffling’ Security Lapses
Bessemer System Federal Credit Union, a financial organization in Pennsylvania, is suing financial technology company Fiserv Solutions over what it calls rampant...
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3.1KBankingFIS, Fiserv, Infosys Battle For Tech Deal With Robinhood
FIS, Fiserv or Infosys will be tapped to provide the processing software for Robinhood’s upcoming mobile bank if it receives approval from...
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4.3KFaster PaymentsDeep Dive: Making Instant Payment Schemes Universal And Interoperable
Many countries around the world are rolling out instant payments schemes that bring speed and convenience to payments made within their own borders. Unfortunately, those...
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3.0KFaster PaymentsWhy Employers Are Embracing Early Wage Access
Recent studies show that financially stressed employees are more distracted and less effective at work. That’s why companies like Uber and Lyft...
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5.2KDigital PaymentsCan P2P Payments Make Divorce Less Painful?
When digital payments and commerce professionals talk about “friction,” they usually mean reducing barriers that make a consumer pause before buying a...
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5.5KFaster PaymentsWhen Employee Debt Becomes Employers’ Stress
While the Federal Reserve deliberates on whether it will create its own real-time payment (RTP) system, The Clearing House (TCH) is working...
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4.2KB2B PaymentsCommunity Banks Voice Frustration With Core Tech Providers
Community banks are voicing their frustration with what they say is a lack of competition in the market for corporate bank technology...
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4.9KDigital BankingSmall Banks Grow Frustrated With Core Providers
Small banks that rely on technology providers Fiserv, FIS and Jack Henry & Associates are starting to revolt, arguing the companies are...
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9.3KPartnerships / AcquisitionsDOJ Asks First Data, Fiserv For Additional Docs
The Department of Justice has requested more information from First Data and Fiserv ahead of the pending merger of the two payment...
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5.3KFaster PaymentsDeep Dive: Billing And The Use Of Real-Time Payments
When The Clearing House (TCH) unveiled the Real-Time Payments (RTP) system in 2017, it propelled swifter payments and brought about the next...
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3.9KFaster PaymentsFighting Employee Turnover With Instant Access To Earned Wages
How about now? The millennial and Gen Z workforce doesn’t just want to be paid a fair wage, but to be paid...
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9.4KFaster PaymentsHow To Pay The Millennial Workforce
Demand for instant and peer-to-peer (P2P) payments is heating up, and financial institutions (FIs) are seeking to cater to that need, knowing...
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9.0KDigital PaymentsIs P2P A (Good) Trojan Horse For Banks?
In mythology, the Trojan Horse is a symbol of hidden intent — a gift hiding warriors ready to slash and burn. In...
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4.7KDisbursementsDailyPay Taps Fiserv To Provide On-Demand Access To Pay
To help provide employees with improved financial well-being, DailyPay tapped into Fiserv’s Digital Disbursements offering to allow workers access to their earned,...
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5.8KPartnerships / AcquisitionsFiserv Simplifies Cash Management In Smart Safes
Fiserv, a financial technology company, has partnered with cash solutions company NationalLink to simplify cash management for users, the company said in...
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6.3KFaster PaymentsDeep Dive: Security In The Time Of Faster Payments
When credit cards first debuted in 1920s America,they brought with them myriad benefits. Consumers no longer had to carry hard currencies, and...
