instant payments

Bank of England Readying New Retail Payment Infrastructure Plan
Bank of England Readying New Retail Payment Infrastructure Plan
July 15, 2025  |  Real-Time Payments

The Bank of England says it’s working on a new infrastructure for U.K. retail payments. This new model, the central bank’s Payments Vision Delivery Committee...

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Visa Sees Embedded Finance Shaping Payments in Second Half of 2025
Visa Sees Embedded Finance Shaping Payments in Second Half of 2025
July 10, 2025  |  Opinion

Consumers and businesses expect payments to be fast, seamless and secure, Visa Commercial Solutions SVP, Global Head of Commercial Product Gloria Colgan writes in a...

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Real-Time Payments to See B2B Summer Surge Amid Higher Transaction Limits
Real-Time Payments to See B2B Summer Surge Amid Higher Transaction Limits
July 07, 2025  |  Real-Time Payments

The transaction limits tied to real-time payments have been marching steadily higher. For banks using the instant payments rails, the stage has been set for...

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Banks Risk Market Share Loss Without Instant Payment Options
Banks Risk Market Share Loss Without Instant Payment Options
July 07, 2025  |  Real-Time Payments

While real-time networks like The Clearing House’s RTP® network have surpassed 1 billion transactions, a critical gap persists. The PYMNTS Intelligence report “The Real-Time Leap:...

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Nonbanks Lead Expansion Into Real-Time Payments
Nonbanks Lead Expansion Into Real-Time Payments
July 04, 2025  |  Real-Time Payments

Real-time payments are emerging as the modern standard for transactions that are not only fast and efficient but also convenient. By cutting down transaction times...

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Digital Wallets and Bank Accounts Capture Consumer Rush to Instant Payments
Digital Wallets and Bank Accounts Capture Consumer Rush to Instant Payments
July 03, 2025  |  Real-Time Payments

Recent data underscores a durable trend: Consumers expect and demand instant access to their money, particularly for larger sums, and exhibit clear preferences for where...

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Nearly All Truckers Want Instant Payouts to Cover On-the-Road Expenses
Nearly All Truckers Want Instant Payouts to Cover On-the-Road Expenses
July 02, 2025  |  Real-Time Payments

The wheels of commerce in the trucking and transportation industry are increasingly turning on the speed of payments, a shift driven by operational needs and...

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The Clearing House and Comerica Expand RTP Use Cases to ‘On Behalf Of’ Use Cases
The Clearing House and Comerica Expand RTP Use Cases to ‘On Behalf Of’ Use Cases
July 02, 2025  |  Real-Time Payments

Watch more: TCH, Comerica Unlock More RTP Network Use Cases Under New Rules The Clearing House (TCH) debuted the RTP® network seven years ago and...

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58% of US Banks Use Both RTP and FedNow for Instant Payments
58% of US Banks Use Both RTP and FedNow for Instant Payments
June 27, 2025  |  Real-Time Payments

Financial institutions are rapidly abandoning the notion of picking a single lane in the real-time payments highway, instead opting for a dual-track approach to meet evolving consumer...

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