Interest Rates

Credit Quality Weakens Slightly Among Borrowers Owing Over $100 Million
Credit Quality Weakens Slightly Among Borrowers Owing Over $100 Million
March 10, 2025  |  Debt

The credit risk associated with large, syndicated bank loans remains moderate, although there are some continuing trends in weakened credit quality, three federal bank regulatory...

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Late Car Payments Hit Highest Rate in More Than 30 Years
Late Car Payments Hit Highest Rate in More Than 30 Years
March 06, 2025  |  Loans

American consumers are missing monthly car payments at the highest rate since 1994. The share of subprime auto borrowers who were at least 60 days...

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Interest Rate Caps Threaten Credit Access and FinTech Partnerships
Interest Rate Caps Threaten Credit Access and FinTech Partnerships
March 03, 2025  |  Bank Regulation

There have been pockets of momentum to curb interest rates charged for balances credit cards and for loans extended by FinTechs. But the impact may...

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Homeowners Hold Off on Improvements Amid Tariff Unease
Homeowners Hold Off on Improvements Amid Tariff Unease
March 02, 2025  |  Consumer Insights

High interest rates. Pending tariffs on a wealth of foreign imports. Concerns about mass deportations. Taken together, these factors are all driving a drop in...

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CFPB Drops ‘Savings 360’ Lawsuit Against Capital One
CFPB Drops ‘Savings 360’ Lawsuit Against Capital One
February 27, 2025  |  CFPB

The Consumer Financial Protection Bureau (CFPB) dropped a lawsuit against Capital One on Thursday (Feb. 27). A Capital One spokesperson told PYMNTS in an emailed statement:...

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Weaker Hiring Market Creates Revenue Headwinds for Equifax
Weaker Hiring Market Creates Revenue Headwinds for Equifax
February 06, 2025  |  Earnings

For Equifax, macro headwinds from a job market slowdown and the volatile mortgage market — where uneven loan demand has been a hallmark amid relatively...

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Senate Bill Would Cap Credit Card Interest Rates at 10%
Senate Bill Would Cap Credit Card Interest Rates at 10%
February 04, 2025  |  Credit Cards

Senators Bernie Sanders, I-Vermont, and Josh Hawley, R-Missouri, introduced a bill Tuesday (Feb. 4) that would cap credit card interest rates at 10%. The Sanders-Hawley...

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Banks See Lukewarm Lending in Spite of Wall Street Rally
Banks See Lukewarm Lending in Spite of Wall Street Rally
January 31, 2025  |  Loans

Steady-to-declining interest rates. Inflation under 3%. A relaxed attitude to regulation in D.C. As the Wall Street Journal (WSJ) points out in a report Friday (Jan. 31),...

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Spending Caution Sets In as Consumers Weigh Economic Outlook
Spending Caution Sets In as Consumers Weigh Economic Outlook
January 29, 2025  |  Consumer Insights

The state and stability of one’s job — and by extension, earnings prospects — lies at the heart of consumers’ confidence over their own financial...

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