Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Banks Widen Credit Access to Low-Score Borrowers

Banks Widen Credit Access to Low-Score Borrowers
Banks Widen Credit Access to Low-Score Borrowers
October 13, 2026  |  Credit Cards

Large banks are putting more credit cards into the hands of consumers with low credit scores, but they are not pairing that expansion with large...

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Billing Friction Puts $12.3 Billion in Auto-Loan Payments at Risk
Billing Friction Puts $12.3 Billion in Auto-Loan Payments at Risk
October 13, 2026  |  Loans

Auto lenders are entering a period in which collections performance will depend on more than identifying borrowers who are falling behind. They also must account...

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Do Banks Need AI Employees More Than They Do Core Upgrades?
Do Banks Need AI Employees More Than They Do Core Upgrades?
October 12, 2026  |  Artificial Intelligence

Watch more: Monday Conversation With Kastle’s Rishi Choudhary Rishi Choudhary, Co-Founder and CEO of Kastle, believes that banks have been approaching AI modernization from the wrong...

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Experian Launches New Credit Reporting Agency to Deliver Cash Flow Insights
Experian Launches New Credit Reporting Agency to Deliver Cash Flow Insights
October 06, 2026  |  Loans

Experian has launched a new consumer reporting agency that helps financial institutions leverage consumer-permissioned cash flow insights to support underwriting decisions, the company said in...

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Lenders Find Creditworthy Borrowers Hiding in the Data
Lenders Find Creditworthy Borrowers Hiding in the Data
October 06, 2026  |  Loans

A credit file doesn’t capture every signal lenders can use to judge whether a borrower will repay. Roughly 25 million U.S. adults lack enough recent...

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OppFi’s Banking Ambitions Opposed by Senate Democrats
OppFi’s Banking Ambitions Opposed by Senate Democrats
October 05, 2026  |  Bank Regulation

Two U.S. Senators are opposing OppFi’s attempt to acquire a national bank. Democrats Chris Van Hollen of Maryland and Elizabeth Warren of Massachusetts wrote to...

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Amazon Adds Walmart Orders to Its View of Sellers
Amazon Adds Walmart Orders to Its View of Sellers
September 25, 2026  |  Working Capital

Merchant lending has traditionally been built around the sales a platform can see. Multichannel commerce is widening that view. A small- to medium-sized business (SMB)...

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NMI Expands Business Capital Lending Program for Small Merchants
NMI Expands Business Capital Lending Program for Small Merchants
September 23, 2026  |  SMBs

Embedded payments infrastructure company NMI is expanding its NMI Business Capital service to help more merchants access financing, according to a Wednesday (Sept. 23) press...

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