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Credit Card Installments Have Reshaped Impulse Buying
Credit Card Installments Have Reshaped Impulse Buying
May 20, 2025  |  Consumer Finance

Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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JPMorgan Chase Supports Flutter Entertainment’s Purchase of Italian Gambling Business
JPMorgan Chase Supports Flutter Entertainment’s Purchase of Italian Gambling Business
May 19, 2025  |  Acquisitions

JPMorgan Chase & Co. reportedly launched a $500 million leveraged loan and plans to sell $2.3 billion in high-yield bonds to support Flutter Entertainment’s purchase...

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Loans to Nonbank Lenders Top $1 Trillion Amid New Scrutiny
Loans to Nonbank Lenders Top $1 Trillion Amid New Scrutiny
May 19, 2025  |  Banking

Lending to nonbank entities like buyout firms and private credit outfits has topped $1 trillion. Get the Full Story Complete the form to unlock this...

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Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
May 19, 2025  |  SMBs

Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. Get the Full Story...

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How Creative Financing and GenAI Are Changing the Homebuying Game
How Creative Financing and GenAI Are Changing the Homebuying Game
May 15, 2025  |  Real Estate

The real estate industry, like many others, is confronting structural challenges that require not only resilience but reinvention. Get the Full Story Complete the form...

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40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  Buy Now Pay Later

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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Fed Data Shows Credit Card Balances Decline in Q1, but 90-Day Delinquencies Surge
Fed Data Shows Credit Card Balances Decline in Q1, but 90-Day Delinquencies Surge
May 13, 2025  |  Debt

The latest data on household debt from the Federal Reserve Bank of New York, released Tuesday (May 13), indicated that consumers paid down some of...

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Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
May 12, 2025  |  Digital-First Banking

As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund...

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