loans

Small Businesses Struggle as Banks Tighten Lending

Small Businesses Struggle as Banks Tighten Lending
Small Businesses Struggle as Banks Tighten Lending
June 01, 2023  |  Loans

Smaller businesses have begun cutting back as banks impose tougher lending standards. Get the Full Story Complete the form to unlock this article and enjoy...

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Why Lenders Should Stop Asking Small Businesses for 36 Months of Bank Statements
Why Lenders Should Stop Asking Small Businesses for 36 Months of Bank Statements
June 01, 2023  |  SMBs

Small businesses are the backbone of the economy, providing jobs and driving innovation. Get the Full Story Complete the form to unlock this article and...

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CFPB Fines Installment Lender OneMain $20 Million for Upsell and Refund Practices
CFPB Fines Installment Lender OneMain $20 Million for Upsell and Refund Practices
May 31, 2023  |  Loans

OneMain Financial, a nonbank personal loan installment lender, has been slapped with $20 million in redress and penalties by the Consumer Financial Protection Bureau (CFPB)...

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Wells Fargo Reportedly Working with Borrowers as Office Sector Struggles
Wells Fargo Reportedly Working with Borrowers as Office Sector Struggles
May 31, 2023  |  Banking

Wells Fargo reportedly expects to see losses from real estate loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Meet the High Earners Who Can’t Get Credit
Meet the High Earners Who Can’t Get Credit
May 30, 2023  |  Consumer Finance

Access to credit may be the key factor determining whether consumer spending will continue to be resilient. Or not. Get the Full Story Complete the...

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Australia Reclassifies BNPL as Credit While UK and US Regulators Eye Similar Actions
Australia Reclassifies BNPL as Credit While UK and US Regulators Eye Similar Actions
May 26, 2023  |  Buy Now Pay Later

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Data Offers Lenders New Tools to Serve Underserved Consumers
Data Offers Lenders New Tools to Serve Underserved Consumers
May 26, 2023  |  Loans

Inflation is raging and credit card debt is at record levels. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Embedded Finance Brings Checkout Innovation to European B2B Merchants
Embedded Finance Brings Checkout Innovation to European B2B Merchants
May 25, 2023  |  Innovation

Despite increasing innovation in the B2B space, continued reliance on manual processes and the resulting slow pace and high operating costs associated with managing receivables...

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PYMNTS Intelligence: The Best Lending Product Wins in Retention and Enrollment
PYMNTS Intelligence: The Best Lending Product Wins in Retention and Enrollment
May 22, 2023  |  Credit Unions

Credit unions know they need to be digitally savvy, but having the most user-friendly mobile app is not enough to catch and keep consumer attention....

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