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View the latest news and breaking news today for Payments, Commerce, Retail, Mobile Order, and Technology at PYMNTS.com

Source: pymnts.com

Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies

Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
December 22, 2025  |  Loans

Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this...

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Tariffs and Missing Data Push Product Leaders Into Crisis Mode
Tariffs and Missing Data Push Product Leaders Into Crisis Mode
December 22, 2025  |  Economy

U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product...

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Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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Safebooks CEO Says AI Agents Solve CFO’s Data Plumbing Problem
Safebooks CEO Says AI Agents Solve CFO’s Data Plumbing Problem
December 22, 2025  |  artificial intelligence

Watch more: The Digital Shift: Safebooks’ Ahikam Kaufman Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Citi Puts Tokenization and Real-Time Clearing to Work for Global Liquidity
Citi Puts Tokenization and Real-Time Clearing to Work for Global Liquidity
December 22, 2025  |  Payments Innovation

Liquidity decisions for multinational enterprises have always been defined by timing. Treasury teams watch cutoff times, forecast balances and pre-fund accounts before weekends or bank...

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Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe
Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe
December 22, 2025  |  Artificial Intelligence

Watch more: Monday Conversation: Visa’s Rubail Birwadker Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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AWS and Microsoft Present Agentic AI’s Banking Business Case
AWS and Microsoft Present Agentic AI’s Banking Business Case
December 22, 2025  |  artificial intelligence

Agentic AI is often portrayed as a ‘wait-and-see’ game. As PYMNTS Intelligence data shows, CFOs have expressed their curiosity and a limited amount of trust,...

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Account Takeovers Surge as Banks Scramble to Respond
Account Takeovers Surge as Banks Scramble to Respond
December 22, 2025  |  Security & Fraud

Fraudsters are constantly evolving, and banks are struggling to keep up. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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