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View the latest news and breaking news today for Payments, Commerce, Retail, Mobile Order, and Technology at PYMNTS.com

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Google AI Discovers 800 Years’ Worth of Industrial Materials in One Click
Google AI Discovers 800 Years’ Worth of Industrial Materials in One Click
November 30, 2023  |  Artificial Intelligence

The future of industrial material sciences is starting to crystallize — literally. Google published a research paper Wednesday (Nov. 29) unveiling more than 2 million...

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Mastercard Debuts AI-Powered ‘Muse’ to Offer Shoppers Inspiration
Mastercard Debuts AI-Powered ‘Muse’ to Offer Shoppers Inspiration
November 30, 2023  |  Retail

Mastercard has introduced a generative artificial intelligence (AI) tool that acts as a personal assistant for shoppers. Rolled out by the company’s Dynamic Yield unit, Shopping Muse arrives at a...

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TD Bank to Cut 3% of Workforce
TD Bank to Cut 3% of Workforce
November 30, 2023  |  Banking

Toronto-Dominion Bank, Canada’s second-largest lender, has reportedly undertaken a restructuring plan that includes a 3% reduction in its workforce. The job cuts will be implemented...

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Inflation Data Shows Traveling and Food Prices Rising
Inflation Data Shows Traveling and Food Prices Rising
November 30, 2023  |  Economy

The latest data on personal spending matched expectations. And the parlor game as to whether the Fed will pause or even cut interest rates continues....

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OpenAI Board Gives Microsoft ‘Non-Voting Observer’ Status
OpenAI Board Gives Microsoft ‘Non-Voting Observer’ Status
November 30, 2023  |  artificial intelligence

OpenAI says Microsoft has a seat on its new board, but no voting rights. The artificial intelligence (AI) company made this announcement late Wednesday (Nov. 29) following reports that Microsoft...

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Decreased Consumer Savings Mean Holiday Spending Cutbacks
Decreased Consumer Savings Mean Holiday Spending Cutbacks
November 30, 2023  |  Consumer Finance

Despite positive Black Friday numbers, where consumers stretched their budgets to do some shopping, data suggests that the rest of the holiday shopping season may be...

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Substack Pushes Video as Creator Subscriptions Compete to Stand Out
Substack Pushes Video as Creator Subscriptions Compete to Stand Out
November 30, 2023  |  Subscriptions

With increasing competition among platforms promising influencers and creators the opportunity to monetize their followings, Substack is pushing back against its reputation as a newsletter...

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Retailers Adopt ‘Returnless’ Policies to Cut Costs and Boost Satisfaction
Retailers Adopt ‘Returnless’ Policies to Cut Costs and Boost Satisfaction
November 30, 2023  |  Retail

Retailers are increasingly adopting “keep it” or “returnless” policies for unwanted products. The adoption of these policies is a response to the rising costs associated...

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Robinhood Expands Trading Platform to the UK
Robinhood Expands Trading Platform to the UK
November 30, 2023  |  International

Much like its fictional namesake, trading platform Robinhood is now a part of the United Kingdom. The company marked its international debut Thursday (Nov. 30)...

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