Office of the Comptroller of the Currency

Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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OCC Says Conditional Approval of Erebor Bank Shows Openness to Digital Asset Activities
OCC Says Conditional Approval of Erebor Bank Shows Openness to Digital Asset Activities
October 15, 2025  |  Cryptocurrency

The Office of the Comptroller of the Currency has conditionally approved the de novo national bank charter application for Erebor Bank, a new national bank...

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Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025  |  Bank Regulation

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. Get the Full Story Complete the form to unlock this article and...

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FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
October 08, 2025  |  Regulation

Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to...

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Coinbase Applies to Become National Trust Company
Coinbase Applies to Become National Trust Company
October 07, 2025  |  Cryptocurrency

Coinbase wants to expand its service by becoming a national trust company. Get the Full Story Complete the form to unlock this article and enjoy...

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OCC Reduces Regulatory Burden on Community Banks Ahead of Broader Industry Reforms
OCC Reduces Regulatory Burden on Community Banks Ahead of Broader Industry Reforms
October 07, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency announced new guidance and proposed rulemakings Monday (Oct. 6), saying it aims to reduce “regulatory burden” for...

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OCC to Consider Banks’ Debanking Activities in Licensing and CRA Ratings
OCC to Consider Banks’ Debanking Activities in Licensing and CRA Ratings
September 08, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) released two bulletins to banks Monday (Sept. 8), saying in a press release that with these...

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OCC Rates Six Banks ‘Outstanding’ in CRA Compliance
OCC Rates Six Banks ‘Outstanding’ in CRA Compliance
August 01, 2025  |  Regulation

Six banks were rated “outstanding” in the latest list of banks examined for Community Reinvestment Act compliance by the Office of the Comptroller of the...

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Banks Push to Stall Crypto Charter Approvals
Banks Push to Stall Crypto Charter Approvals
July 24, 2025  |  Cryptocurrency

Through the past few months, as cryptocurrency regulations have been reshaped by the President Donald Trump administration, crypto firms have applied for national trust bank...

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