On The Agenda

Underbanked Consumers Seek Digital Alternatives
Underbanked Consumers Seek Digital Alternatives
November 03, 2021  |  Digital-First Banking

The paycheck to paycheck economy is changing what it means to be underbanked. In the past, the definition of an underbanked person was much simpler,...

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Affirm President Says Consumers Turn to BNPL for More Flexibility and Transparency
Affirm President Says Consumers Turn to BNPL for More Flexibility and Transparency
November 02, 2021  |  Buy Now Pay Later

Over half of the U.S. population reported they live paycheck to paycheck, according to PYMNTS data, including 25% of consumers who have used buy now,...

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London’s FinTech Scene Leverages Opportunity, Talent and Diversity to Stay on Top
London’s FinTech Scene Leverages Opportunity, Talent and Diversity to Stay on Top
September 10, 2021  |  Startups

Back in the days when co-working meant making a cappuccino in Starbucks last an entire morning, London’s digital entrepreneurs were much more of a curiosity...

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‘Super App as a Service’ Enables BNPL, Universal Rewards Redemptions, Including Crypto
‘Super App as a Service’ Enables BNPL, Universal Rewards Redemptions, Including Crypto
September 09, 2021  |  Merchant Innovation

“People are ready to switch their rewards to crypto,” novae CEO Sergio Arana told PYMNTS. With the help of Visa and a sweeping new rewards program,...

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‘Magic Moments’ Hasten the Inevitability of Embedded Online Payments
‘Magic Moments’ Hasten the Inevitability of Embedded Online Payments
September 09, 2021  |  Payments Innovation

It was always bound to happen. The flexibility of a software company is such that it can be many things to many people, offering end...

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JCPenney Teases BNPL Announcement As Retailer Wants To Meet Consumers Where They Are
JCPenney Teases BNPL Announcement As Retailer Wants To Meet Consumers Where They Are
September 01, 2021  |  Buy Now Pay Later

When a customer steps up to the checkout counter, whether physically or virtually, the payment options available are highly dependent on who the merchant is,...

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Credit Unions Are Fine Being ‘Fast Followers’ Rather Than On Tech’s Bleeding Edge
Credit Unions Are Fine Being ‘Fast Followers’ Rather Than On Tech’s Bleeding Edge
August 30, 2021  |  Credit Unions

Pre-pandemic, credit union (CU) members were unlikely to think of their financial institutions (FIs) as digital innovators, prizing them instead for their in-person — specifically...

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Bank Customers Are More Trusting When FIs Use ‘Zero Data’ Approach
Bank Customers Are More Trusting When FIs Use ‘Zero Data’ Approach
August 19, 2021  |  Security & Fraud

Whether it’s consumers getting comfortable with a new payments experience or a large financial institution (FI) getting comfortable sharing data with FinTechs, there’s one constant...

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Metal Credit Cards Take On New Role As Virtual Ignition Keys To A Password-less World
Metal Credit Cards Take On New Role As Virtual Ignition Keys To A Password-less World
August 11, 2021  |  Security & Fraud

At first glance, the metal or plastic credit card’s place in the connected economy seems a bit … well, tenuous. Tucked in the wallet, that...

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