Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Deep Dive: How Open Banking Can Help Credit Unions Succeed
Deep Dive: How Open Banking Can Help Credit Unions Succeed
August 29, 2019  |  Credit Unions

 The market share of credit unions is only a fraction of their larger bank counterparts, but they tend to inspire a greater sense of loyalty...

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How Open Banking Can Benefit Credit Unions
How Open Banking Can Benefit Credit Unions
August 28, 2019  |  Credit Unions

While all financial institutions (FIs) operate on customer relationships, trust and loyalty can play a larger role for credit unions. According to PYMNTS’ Credit Union...

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Report: Data Key To Credit Union Member Retention
Report: Data Key To Credit Union Member Retention
August 27, 2019  |  Credit Unions

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Bottomline Doubles Down On Data Intelligence For FY 2020
Bottomline Doubles Down On Data Intelligence For FY 2020
August 09, 2019  |  Earnings

Commercial payments firm Bottomline Technologies is doubling-down on data intelligence after posting an 11 percent year-on-year increase in subscription and transaction revenues for the fourth...

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Taking On SMB Banking Friction Without Reinventing The Wheel
Taking On SMB Banking Friction Without Reinventing The Wheel
August 07, 2019  |  B2B Payments

The jury is still out on the future of opening banking in the U.S. Without a regulatory mandate, many in the financial services and FinTech...

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Bottomline Launches Open Banking API
Bottomline Launches Open Banking API
August 07, 2019  |  B2B Payments

Business payments technology firm Bottomline Technologies has rolled out a suite of services for banks to elevate their customer engagement with corporate services. Get the...

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Solving The Gig Economy’s T&E Puzzle
Solving The Gig Economy’s T&E Puzzle
August 01, 2019  |  Gig Economy

Last month, new data on the U.K.’s gig economy surfaced from the University of Hertfordshire, concluding that the number of gig workers in Britain has...

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Open Banking Takes On Bad Rap Of Merchant Cash Advance
Open Banking Takes On Bad Rap Of Merchant Cash Advance
July 31, 2019  |  B2B Payments

The merchant cash advance is considered the payday loan for many in the small business lending market — and that’s not necessarily a good thing....

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Brazil’s Nubank On The Universal Pain Points Of Small Business Banking
Brazil’s Nubank On The Universal Pain Points Of Small Business Banking
July 30, 2019  |  B2B Payments

The U.K. may be the world’s hotbed for challenger banks, but it’s not the only market witnessing a surge in bank competition and industry evolution...

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