Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Deep Dive: How US Data Regulation Fragmentation Is Affecting Merchants, Consumers

Deep Dive: How US Data Regulation Fragmentation Is Affecting Merchants, Consumers
Deep Dive: How US Data Regulation Fragmentation Is Affecting Merchants, Consumers
March 31, 2020  |  Legal & Regulation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Open Banking Platform Tink Acquires Eurobits
Open Banking Platform Tink Acquires Eurobits
March 29, 2020  |  B2B Payments

European open banking platform Tink will now have more room to expand with the acquisition of Eurobits, which works in account aggregation technology, according to...

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Payments Initiation Opens The B2B Door For QR Code Payments
Payments Initiation Opens The B2B Door For QR Code Payments
March 27, 2020  |  B2B Payments

QR codes have enjoyed mounting adoption in the consumer payments landscape around the world in recent years as FinTech solutions embrace end-user efficiency and take...

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US Retailers Confront Data Privacy Shifts
US Retailers Confront Data Privacy Shifts
March 27, 2020  |  Legal & Regulation

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus, many countries saw business and...

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M&A, Open Banking Drive Commercial Card Innovation
M&A, Open Banking Drive Commercial Card Innovation
March 25, 2020  |  B2B Payments

As commercial card innovation expands, service providers continue to target particular pain points for their business cardholders. Get the Full Story Complete the form to...

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UK FinTechs Team To Help Self-Employed Workers Amid COVID-19
UK FinTechs Team To Help Self-Employed Workers Amid COVID-19
March 24, 2020  |  Gig Economy

U.K.-based FinTechs have banded together to help self-employed workers prove their income so they can be eligible for financial support, according to a report. Get...

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Open Banking Broadens The Corporate Card Value Prop
Open Banking Broadens The Corporate Card Value Prop
March 24, 2020  |  B2B Payments

Commercial card adoption is on the rise among European corporates eager to embrace opportunities for faster, electronic payments with the added bonus of rewards and...

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SMB Loan Underwriting Prepares For Turbulent Times
SMB Loan Underwriting Prepares For Turbulent Times
March 23, 2020  |  B2B Payments

After a long period of pulling back, lenders are finally beginning to find value in financing small- and medium-sized businesses (SMBs). Get the Full Story...

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