Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

What SCA Means For Europe And Beyond
What SCA Means For Europe And Beyond
June 26, 2019  |  Regulation

With the Strong Customer Authentication (SCA) deadline looming in September, the mandate by the European Banking Authority requiring “strong customer authentication” for all electronic payments...

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How Banks Can Compete With FinTechs Under PSD2
How Banks Can Compete With FinTechs Under PSD2
June 25, 2019  |  Regulation

With Open Banking expanding across the EU, legacy FIs are increasingly at risk of losing customers to FinTech firms that now have access to previously...

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How ACH Business Payments Pave The Way For US Open Banking
How ACH Business Payments Pave The Way For US Open Banking
June 24, 2019  |  B2B Payments

In B2B payments, corporates’ continued use of paper checks confounds FinTech firms working to give businesses more affordable, faster and more efficient payment options. Yet,...

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In The PSD2 Age, Banks Must Think Like FinTech Firms
In The PSD2 Age, Banks Must Think Like FinTech Firms
June 24, 2019  |  Regulation

With the Strong Customer Authentication (SCA) compliance deadline less than four months away, banks are still underprepared. Get the Full Story Complete the form to...

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Trade Ledger Launches Invoice Finance-as-a-Service
Trade Ledger Launches Invoice Finance-as-a-Service
June 20, 2019  |  B2B Payments

Open Banking platform Trade Ledger is introducing an invoice financing solution for banks and alternative lenders, the company announced this week. Get the Full Story...

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How To Build High Performance Via Digital — and Humans
How To Build High Performance Via Digital — and Humans
June 18, 2019  |  Today In Data

Fraud is a two-headed beast, but the beast can be defeated as more consumers flock to marketplaces and other eCommerce destinations. Meanwhile, there are fresh...

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Open Banking Co Token Receives $36.5M Investment
Open Banking Co Token Receives $36.5M Investment
June 18, 2019  |  Investments

Turnkey open banking platform Token has received a $36.5 million investment from a few investors, including Opera Tech Ventures, which is the venture division of...

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Citi: Scaling Open Banking Starts With Incentives And API Aggregation
Citi: Scaling Open Banking Starts With Incentives And API Aggregation
June 17, 2019  |  Digital Banking

Open banking is nothing if not a lot of moving parts and complications. But could merchant incentives help fuel this ongoing effort at digital payments...

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Corporates’ Role In Helping Banks Tackle The Trade Finance Gap
Corporates’ Role In Helping Banks Tackle The Trade Finance Gap
June 14, 2019  |  B2B Payments

There are a lot of factors that have converged to create a whopping $1.5 trillion in trade finance availability in the global economy today. Get...

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