Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Legacy Business Models Break
Legacy Business Models Break
January 12, 2026  |  What's Trending

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins...

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Flutterwave Acquires Mono to Boost Open Banking Offerings
Flutterwave Acquires Mono to Boost Open Banking Offerings
January 05, 2026  |  Acquisitions

Africa-focused payments technology company Flutterwave has acquired open banking infrastructure provider Mono. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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CFPB Drops High-Profile Cases and Signals a Narrower Agenda
CFPB Drops High-Profile Cases and Signals a Narrower Agenda
December 29, 2025  |  CFPB

Once sharply focused on an expansive enforcement agenda, the Consumer Financial Protection Bureau (CFPB) has reprioritized matters it pursues, amended or scaled back certain actions,...

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Mollie Bolsters Payments Offerings With GoCardless Acquisition
Mollie Bolsters Payments Offerings With GoCardless Acquisition
December 11, 2025  |  Acquisitions

Dutch financial services provider Mollie is acquiring UK bank payment company GoCardless. Get the Full Story Complete the form to unlock this article and enjoy...

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Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033
Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033
November 21, 2025  |  CFPB

The chairman and vice chairman of the House Financial Services Committee are encouraging the Consumer Financial Protection Bureau (CFPB) to protect consumer choice and financial...

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Experian Debuts Combined Credit and Cash Flow Scoring Model
Experian Debuts Combined Credit and Cash Flow Scoring Model
November 10, 2025  |  Loans

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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ACI Worldwide Acquires Open Banking Firm Payment Components
ACI Worldwide Acquires Open Banking Firm Payment Components
November 03, 2025  |  Acquisitions

Payments technology company ACI Worldwide has acquired financial messaging/open banking solutions provider Payment Components. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
October 30, 2025  |  Cryptocurrency

Cryptocurrency exchange Coinbase has launched a partnership with the Visa-owned open banking platform Tink. Get the Full Story Complete the form to unlock this article...

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Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
October 29, 2025  |  Bank Regulation

Open banking’s path toward implementation took another turn on Wednesday (Oct. 29) when the U.S. District Court for the Eastern District of Kentucky enjoined the...

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