Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Corporate Cards, Commercial Lending Seek A Bank-FinTech Collaboration Boost
Corporate Cards, Commercial Lending Seek A Bank-FinTech Collaboration Boost
May 04, 2021  |  B2B Payments

Financial institutions are looking to build out their offerings for corporate customers with a range of FinTech integrations. This week’s examination of the latest FinServ...

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Finding Space For The Relationship Manager In Modern SMB Banking
Finding Space For The Relationship Manager In Modern SMB Banking
April 29, 2021  |  B2B Payments

Small- to medium-sized businesses (SMBs) have finally come into focus for banking and financial services innovators, resulting in the proliferation of neobanks and FinTechs challenging...

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Real-Time Payments: The Killer App For Open Banking In The US?
Real-Time Payments: The Killer App For Open Banking In The US?
April 29, 2021  |  Digital-First Banking

It is a widely held belief that open banking is an EU-based concept, driven by data privacy regulations like PSD2. And the U.S., the conventional...

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Why 2021 Is The Year To Leave Cards Behind
Why 2021 Is The Year To Leave Cards Behind
April 28, 2021  |  Payment Methods

Francesco Simoneschi, CEO of TrueLayer, believes that open banking payments will replace debit cards as the default method of payment in the next five years....

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GoCardless Debuts Open Banking Feature Called Instant Bank Pay
GoCardless Debuts Open Banking Feature Called Instant Bank Pay
April 27, 2021  |  Payment Methods

GoCardless, a FinTech platform for bank-to-bank payments, has rolled out Instant Bank Pay, which is a new open banking feature directly integrated with the company’s...

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Deep Dive: How Open Banking-Powered Payments Could Offer U.S. Merchants A Reprieve From Interchange Fees
Deep Dive: How Open Banking-Powered Payments Could Offer U.S. Merchants A Reprieve From Interchange Fees
April 27, 2021  |  Banking

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Open Banking Bolsters Corporate FinServ, From India To Italy
Open Banking Bolsters Corporate FinServ, From India To Italy
April 27, 2021  |  B2B Payments

Open banking is a global phenomenon, and as more banks and FinTechs collaborate to unlock customer data for enriched banking experiences, partners are increasingly eyeing...

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BNP Paribas On How Open Banking APIs Can Help Merchants Support Seamless A2A Payments
BNP Paribas On How Open Banking APIs Can Help Merchants Support Seamless A2A Payments
April 26, 2021  |  Banking

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SMBs Lead An Effort For Faster, Safer Loan Underwriting
SMBs Lead An Effort For Faster, Safer Loan Underwriting
April 26, 2021  |  B2B Payments

The open banking model zeroes in on the opportunities that third-party FinTechs might have by unlocking banking data of their clients. But as the concept...

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