payments innovation

High Costs Hobble Small Businesses’ Adoption of Instant Payments
High Costs Hobble Small Businesses’ Adoption of Instant Payments
April 18, 2024  |  Money Mobility

Nonrecurring or ad hoc payments remain a significant part of the monthly revenues of small to mid-sized businesses (SMBs). One way that SMBs streamline the...

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Visa Acceptance Enhancements Connect AI to Click-and-Mortar™ Shopper
Visa Acceptance Enhancements Connect AI to Click-and-Mortar™ Shopper
April 17, 2024  |  Payments Innovation

Earlier this year, Visa and PYMNTS Intelligence trained a spotlight on the Click-and-Mortar™ shopper. This fast-growing segment, who seek digital features with the instant gratification of in-store shopping, offers...

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Verituity Taps Mastercard to Enable Near-Real-Time Payments for Banks
Verituity Taps Mastercard to Enable Near-Real-Time Payments for Banks
April 11, 2024  |  Real-Time Payments

Verituity has teamed up with Mastercard to enable near-real-time payments for commercial banks and payers. This collaboration sees Verituity’s white-labeled payments platform integrating Mastercard’s portfolio of domestic...

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White-Label Payments Infrastructure Gains Favor With Merchants
White-Label Payments Infrastructure Gains Favor With Merchants
April 03, 2024  |  Payments Innovation

When it comes to payment solutions, merchants today have a growing number of options. But all the options in the world don’t translate to business...

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Todaq Micro Launches Micropayments Solution, AI Sales Agent
Todaq Micro Launches Micropayments Solution, AI Sales Agent
April 02, 2024  |  Payments Innovation

Todaq Micro has announced the public beta launch of two new offerings: a micropayments solution and an artificial intelligence (AI) sales agent. More than 100 companies have begun...

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Bank of America Identifies Four ROI Benchmarks for B2B Payments
Bank of America Identifies Four ROI Benchmarks for B2B Payments
April 02, 2024  |  B2B Payments

Payments innovations that scale broadly in the B2C space aren’t always as widely adopted in the B2B space due to limited applicability. The principles of...

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Embedded Finance Beckons as Independent Software Vendors Evolve
Embedded Finance Beckons as Independent Software Vendors Evolve
March 27, 2024  |  Payments Innovation

Gigi Beyene, senior vice president of integrated payments at Nuvei, told PYMNTS that the role of the independent software vendor (ISV) has evolved through the...

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The Cost of Legacy Payments in Light of Innovation’s ROI 
The Cost of Legacy Payments in Light of Innovation’s ROI 
March 22, 2024  |  Payments Innovation

Innovation, particularly within financial services and payments, tends to be centered around speed, cost efficiency and transparency. However, many financial institutions (FIs) with incumbent infrastructure...

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Report: An Uncertain Economy Weighs on Embedded Finance Innovation for Marketplaces
Report: An Uncertain Economy Weighs on Embedded Finance Innovation for Marketplaces
March 15, 2024  |  Payments Innovation

Logistics and wholesale trade businesses exhibit robust demand for embedded finance innovations. For example, most payment facilitators (PayFacs), independent software vendors (ISVs) and marketplaces are...

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