Payments Intelligence

Banks Face Fraud Spike As Scams Stress Legacy Systems
Banks Face Fraud Spike As Scams Stress Legacy Systems
December 04, 2025  |  Fraud Prevention

The “2025 State of Fraud and Financial Crime in the United States” report, a PYMNTS Intelligence report commissioned by Block, reveals that the financial industry...

READ MORE >
Late Payments Push Media Agencies Into a Cash Crunch
Late Payments Push Media Agencies Into a Cash Crunch
December 04, 2025  |  Back-office

The advertising and media industry has spent the past decade reinventing almost everything about how it reaches audiences. Except, remarkably, how it manages the money...

READ MORE >
Gen Z Pressures Credit Unions to Deliver AI
Gen Z Pressures Credit Unions to Deliver AI
December 03, 2025  |  Credit Unions

Credit unions face a generational crossroads as Gen Z members emerge as their most at-risk segment, a cohort ready to switch providers if their financial...

READ MORE >
80% of Banks Acknowledge Billing Shortfalls
80% of Banks Acknowledge Billing Shortfalls
December 02, 2025  |  Banking

Banks have long treated account analysis as routine maintenance, yet new data shows it has become a decisive factor in revenue integrity and client trust....

READ MORE >
Instant Payouts Pull Workers Toward Rival Platforms
Instant Payouts Pull Workers Toward Rival Platforms
December 02, 2025  |  Real-Time Payments

Instant money movement is accelerating across the U.S. economy, and nowhere is that shift more visible than in the gig economy, where workers increasingly expect...

READ MORE >
Gen Z Redefines Work as Flexible Pay Gains Ground
Gen Z Redefines Work as Flexible Pay Gains Ground
November 25, 2025  |  Gig Economy

With inflation and changing government policies prompting widespread uncertainty, 6 in 10 American workers are facing pocketbook challenges while lacking the steadiness and predictability of...

READ MORE >
Payroll Emerges as the Next Battleground in Embedded Finance
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025  |  Payments Innovation

For years, embedded finance simmered in the background of digital transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

READ MORE >
Small Business Credit Race Shifts From Approvals to Value-Added Services
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025  |  Working Capital

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or...

READ MORE >
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside...

READ MORE >