Payments Intelligence

Card Issuance Expands as Earnings Season Highlights Platform Economics
Card Issuance Expands as Earnings Season Highlights Platform Economics
February 17, 2026  |  Payments Innovation

Earnings season rarely yields a single organizing narrative, yet the most recent cycle has revealed a narrative tied to cards: Issuance is increasingly positioned as...

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More Than Half of Banks Plan to Outsource Fraud Detection 
More Than Half of Banks Plan to Outsource Fraud Detection 
February 13, 2026  |  Fraud Prevention

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....

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AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow
PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow
February 11, 2026  |  Artificial Intelligence

What if a way to track, forecast and model cash, credit, debt and investments could make your company smarter and stronger? What if the corporate...

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Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026  |  Real-Time Payments

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables...

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Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs
Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs
February 10, 2026  |  Artificial Intelligence

Despite high-profile demos from the likes of xAI and AWS and aggressive corporate roadmaps, PYMNTS Intelligence’s Wage to Wallet Index™ shows that workers who could...

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35% of Consumers Plan to Use Tax Refunds to Boost Savings
35% of Consumers Plan to Use Tax Refunds to Boost Savings
February 09, 2026  |  Consumer Insights

Tax season officially began on Jan. 26, and refunds are already starting to reach consumers’ accounts this month. While the arrival of refunds is annual,...

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Digital Banks Win With Younger and Lower-Income Consumers
Digital Banks Win With Younger and Lower-Income Consumers
February 09, 2026  |  Banking

Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily...

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90% of FinTechs Offer Embedded Payments as Competition Intensifies
90% of FinTechs Offer Embedded Payments as Competition Intensifies
February 09, 2026  |  B2B Payments

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial...

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