Payments Intelligence

Real-Time Payments Reach a Turning Point in North America
Real-Time Payments Reach a Turning Point in North America
March 09, 2026  |  Real-Time Payments

Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing...

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Small Businesses Use Business Credit Cards for Cash Flow, Not Rewards
Small Businesses Use Business Credit Cards for Cash Flow, Not Rewards
March 06, 2026  |  SMBs

Cash retains a stubborn presence in small- and mid-sized businesses, but business credit cards are beginning to erode that dominance by addressing the operational pressures...

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The Payment Frictions Costing SMBs Their Cash Flow
The Payment Frictions Costing SMBs Their Cash Flow
March 05, 2026  |  SMBs

People tend to gravitate toward what’s easy and familiar. Businesses typically do the same. This reality creates an uncomfortable truth for small- to medium-sized business...

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Why Small Business Owners Still Reach for Personal Cards
Why Small Business Owners Still Reach for Personal Cards
March 05, 2026  |  Credit Cards

Small to medium-sized businesses (SMBs) are telling credit card issuers something they need to hear: Rewards don’t seem to be working. Or at least, they’re...

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The Construction Problem Few Talk About: Payment Delays
The Construction Problem Few Talk About: Payment Delays
March 05, 2026  |  Digital Payments

The construction industry builds skylines, bridges and critical infrastructure, yet its own critical financial infrastructure often runs on outdated payment practices. Findings in the February...

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68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
March 05, 2026  |  Fraud Prevention

Unauthorized-party fraud has reclaimed center stage, reversing last year’s pattern and reshaping how banks think about risk. That is the core shift in the “2025 State...

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Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
March 04, 2026  |  Working Capital

The “Growth Corporates Working Capital Index 2025–2026: Research Report Data Book” is a PYMNTS Intelligence report commissioned by Visa. The report examines how Growth Corporates...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Consumer credit is entering a new phase—one shaped by rising demand for flexibility, personalization and real-time control. As installment plans and hybrid repayment models become...

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Hot PPI Shows Service Prices Driving Inflation Higher
Hot PPI Shows Service Prices Driving Inflation Higher
February 27, 2026  |  Supply Chain

January’s Producer Price Index from the Bureau of Labor Statistics came in hotter than expected. For businesses navigating tariff swings and fragile global supply chains,...

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