personal finances

Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
March 21, 2025  |  Consumer Finance

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals...

READ MORE >
How OppFi Can Say Yes to Credit When Traditional Banks Say No
How OppFi Can Say Yes to Credit When Traditional Banks Say No
March 20, 2025  |  Consumer Finance

U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances...

READ MORE >
59% of Zillennials Value Leasing as Vehicle Purchase Option
59% of Zillennials Value Leasing as Vehicle Purchase Option
March 19, 2025  |  Consumer Insights

Forget the open road and the roar of the engine. A new generation, the zillennials (those born between 1991 and 1999), are approaching transportation with...

READ MORE >
EarnIn Debuts Early Pay For Faster Paycheck Access
EarnIn Debuts Early Pay For Faster Paycheck Access
March 18, 2025  |  Personal Finance

EarnIn has debuted a product that lets users access their paychecks two days early. Get the Full Story Complete the form to unlock this article...

READ MORE >
NCR Atleos: ATM Management at ‘Critical Inflection Point’ Due to New Complexities
NCR Atleos: ATM Management at ‘Critical Inflection Point’ Due to New Complexities
March 18, 2025  |  Financial Inclusion

How can financial institutions (FIs) optimize their ATM operations? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

READ MORE >
Card Delinquencies Hit Multiyear High
Card Delinquencies Hit Multiyear High
February 13, 2025  |  Consumer Finance

The holiday splurge has passed — and now comes the holiday hangover? Get the Full Story Complete the form to unlock this article and enjoy...

READ MORE >
Consumers Use Credit to Plug Widening Gap Between Income and Spending
Consumers Use Credit to Plug Widening Gap Between Income and Spending
January 31, 2025  |  Consumer Finance

Only a few weeks into the current earnings season, and top-line momentum and commentary from firms, including banks and the payment networks, have all pointed...

READ MORE >
Consumers Keep Spending in Q4, But Savings Take a Hit
Consumers Keep Spending in Q4, But Savings Take a Hit
January 30, 2025  |  Consumer Insights

The latest data on fourth quarter gross domestic product indicates a general “headline number” slowdown. Get the Full Story Complete the form to unlock this...

READ MORE >
Equifax to Settle CFPB Allegations of Inaccurate Credit Reports
Equifax to Settle CFPB Allegations of Inaccurate Credit Reports
January 17, 2025  |  Regulation

Equifax has agreed to a settlement and consent order that will resolve Consumer Financial Protection Bureau (CFPB) allegations that the consumer reporting agency failed to...

READ MORE >