PYMNTS Intelligence

Low-Income Consumers Choose Retailers Over D2C When Shopping Online
Low-Income Consumers Choose Retailers Over D2C When Shopping Online
April 29, 2024  |  eCommerce

When low-income shoppers tap digital channels, they prefer to shop with retailers rather than going straight to brands’ eCommerce shops, trusting stores to offer them...

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Only About 60% of Middle-Market Firms Get Paid Using Virtual Cards
Only About 60% of Middle-Market Firms Get Paid Using Virtual Cards
April 29, 2024  |  B2B Payments

Many middle-market businesses operate in a world of heightened uncertainty, but PYMNTS Intelligence data found that payment solutions such as virtual cards can help mitigate...

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1 in 4 Consumers Prefer Credit Cards From Local Banks or Credit Unions
1 in 4 Consumers Prefer Credit Cards From Local Banks or Credit Unions
April 29, 2024  |  Credit Cards

According to PYMNTS Intelligence, credit unions (CUs) and community banks continue to gain traction in the consumer credit card space. Get the Full Story Complete...

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The State of Main Street Heading Into Small Business Week
The State of Main Street Heading Into Small Business Week
April 26, 2024  |  SMBs

Despite the moniker attached to their segment, small businesses loom large in the American economy.  Get the Full Story Complete the form to unlock this...

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Consumers Are Slow to Adopt Mobile Wallets for Store Payments
Consumers Are Slow to Adopt Mobile Wallets for Store Payments
April 26, 2024  |  Mobile Wallets

Consumers are using mobile wallets more, but it is taking a while for them to grow accustomed to utilizing the technology to pay in stores,...

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44% of Consumers Need Multiple Prompts for Card-Linked Offers
44% of Consumers Need Multiple Prompts for Card-Linked Offers
April 26, 2024  |  Consumer Insights

Card-linked offers — those special promotions designed to encourage consumers to use their credit and debit cards at specific locations or for specific items —...

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Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income Growth
Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income Growth
April 26, 2024  |  Economy

The latest data on personal consumption notes that spending is outpacing the growth in disposable income. Get the Full Story Complete the form to unlock...

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Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
April 26, 2024  |  VISA

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Digital Platforms Elevate Renters’ Personal Finance Game
Digital Platforms Elevate Renters’ Personal Finance Game
April 25, 2024  |  Consumer Finance

Digital platforms are transforming the personal finance landscape for renters by emphasizing the importance of leveraging nuanced insights derived from rental payment data, a facet...

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