PYMNTS Intelligence

Consumers Make Minimum Credit Card Payments as Inflation Takes a Bite
Consumers Make Minimum Credit Card Payments as Inflation Takes a Bite
April 11, 2024  |  Credit Cards

In signs of continued pressure in the paycheck-to-paycheck economy, more consumers are making only the minimum payments on their credit cards. Get the Full Story...

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FI Execs Curb Their Enthusiasm for Open Banking
FI Execs Curb Their Enthusiasm for Open Banking
April 11, 2024  |  Security & Fraud

Open banking, the legal framework permitting secure data sharing amongst financial institutions (FIs) and third-party FinTechs to enhance the products and services they offer consumers,...

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Proposed California Law Could Cap CU Overdraft Fees
Proposed California Law Could Cap CU Overdraft Fees
April 10, 2024  |  Credit Unions

California state lawmakers are considering legislation that would limit the number of overdraft fees credit unions (CUs) can charge their members. Get the Full Story...

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Virtual Banks Forge Ahead in Defining Banking’s Digital Future
Virtual Banks Forge Ahead in Defining Banking’s Digital Future
April 10, 2024  |  Digital Banking

The banking landscape is undergoing a digital transformation, as traditional financial institutions (FIs) race to keep pace with evolving consumer preferences and technological advancements.  Get...

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More Consumers Would Pay With Venmo If They Understood It
More Consumers Would Pay With Venmo If They Understood It
April 10, 2024  |  Payment Methods

For account-to-account (A2A) payment providers, PYMNTS Intelligence research finds, education continues to present a huge barrier to adoption. Get the Full Story Complete the form...

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55% of U.S. Shoppers Prefer Buying Groceries From Large Merchants
55% of U.S. Shoppers Prefer Buying Groceries From Large Merchants
April 10, 2024  |  Consumer Insights

In the recently-released “2024 Global Digital Shopping Index: SMB Edition,” PYMNTS Intelligence found most consumers today expect digital innovations when they shop. This expectation in practice...

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European Retailers Awake to the Click-and-Mortar™ Shoppers
European Retailers Awake to the Click-and-Mortar™ Shoppers
April 10, 2024  |  Retail

Last week, Intersport Deutschland, Germany’s largest sports retailer, announced plans to open 100 new retail storefronts across the country over the next six years, bringing...

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Capturing the $250 Trillion Cross-Border Payments Opportunity 
Capturing the $250 Trillion Cross-Border Payments Opportunity 
April 09, 2024  |  Cross-border Payments

With every innovation, the world gets a little bit smaller and interconnected.  Get the Full Story Complete the form to unlock this article and enjoy...

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Automating Ad Hoc Payments Makes Instant Pay a Reality for Gig Workers
Automating Ad Hoc Payments Makes Instant Pay a Reality for Gig Workers
April 09, 2024  |  Gig Economy

Defined by their sporadic and one-off nature, ad hoc payments have traditionally provided a flexible solution for compensating individuals for their services, catering to the...

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