PYMNTS Intelligence

Few US In-Store Shoppers Use Digital Discounts

Few US In-Store Shoppers Use Digital Discounts
Few US In-Store Shoppers Use Digital Discounts
March 27, 2024  |  Retail

Digital features were once the exclusive domain of online shoppers. Just as savvy in-store shoppers knew where to find the bargain bin, savvy online shoppers...

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Seven in 10 Financial Institutions Use AI and ML to Combat Fraud
Seven in 10 Financial Institutions Use AI and ML to Combat Fraud
March 26, 2024  |  Security & Fraud

Recently, PYMNTS sat down with an array of experts and innovators in the artificial intelligence (AI) field to get their thoughts on how the technology...

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Discount Refill Subscribers Demand Flexibility
Discount Refill Subscribers Demand Flexibility
March 26, 2024  |  Subscriptions

Across retail subscribers, those who participate in discount refill programs are disproportionately likely to demand the option to switch it up when they need to,...

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UK Store Closures Put Spotlight on Digital Shoppers
UK Store Closures Put Spotlight on Digital Shoppers
March 26, 2024  |  Retail

One of the U.K.’s oldest retailers, Marks and Spencer (M&S) announced last week it plans to shutter 110 stores during the next five years. Get...

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Only 22% of Companies Tap Recovery Tools for Failed Cross-Border Payments
Only 22% of Companies Tap Recovery Tools for Failed Cross-Border Payments
March 26, 2024  |  Cross-border Payments

Many eCommerce merchants in the United States want to expand their businesses through cross-border sales, but cross-border transactions are not without pain points. Get the...

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28% of BNPL Applicants Motivated by No Interest Rate
28% of BNPL Applicants Motivated by No Interest Rate
March 25, 2024  |  BNPL

For buy now, pay later (BNPL) applicants, PYMNTS Intelligence finds, interest rates are a key concern. Get the Full Story Complete the form to unlock...

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Retailers Reduce Reliance on Shopping Centers Even as Gen Z Loves Malls
Retailers Reduce Reliance on Shopping Centers Even as Gen Z Loves Malls
March 25, 2024  |  Retail

Amid ongoing uncertainty, retailers are scaling back their reliance on in-mall locations, even as the new generation of shoppers flocks to these shopping centers. Get...

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QR Codes and Faster Payments May Hasten Rise of Super Apps
QR Codes and Faster Payments May Hasten Rise of Super Apps
March 25, 2024  |  Payment Methods

Decades after being introduced, QR codes may help super apps take shape and gain even more momentum across the globe. Get the Full Story Complete...

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Gen Z Card Users Are Dissatisfied With Rewards Programs
Gen Z Card Users Are Dissatisfied With Rewards Programs
March 25, 2024  |  Loyalty & Rewards

Generation Z consumers, those often digitally savvy 18- to 25-year-olds, have emerged as an important target market for financial institutions (FIs) seeking to expand their...

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