PYMNTS Intelligence

Will Credit Access Get Caught in CFPB Late Fee Cap Crossfire?

Will Credit Access Get Caught in CFPB Late Fee Cap Crossfire?
Will Credit Access Get Caught in CFPB Late Fee Cap Crossfire?
March 07, 2024  |  Credit Cards

The Consumer Financial Protection Bureau finalized a rule this week slashing what it labeled “excessive credit card late fees,” reducing the penalty card issuers can charge from the typical...

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85% Say Connected Devices Make Multitasking Easier at Work
85% Say Connected Devices Make Multitasking Easier at Work
March 07, 2024  |  Connected Economy

Chances are pretty good that you are reading this article while you are at work. And although your boss may not be thrilled to hear...

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Gen Z Online Shoppers 120% Likelier Than Millennials to Use Apple Pay
Gen Z Online Shoppers 120% Likelier Than Millennials to Use Apple Pay
March 06, 2024  |  Payment Methods

When it comes to digital wallet adoption, the youngest consumers are outpacing older generations by a wide margin, PYMNTS Intelligence research reveals. Get the Full...

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Credit Unions’ Product Innovations Pay off With New Members
Credit Unions’ Product Innovations Pay off With New Members
March 06, 2024  |  Credit Unions

An increasing number of former bank customers are transitioning away from those institutions in favor of becoming credit union members. Get the Full Story Complete...

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New Data: Security Concerns Overshadow Convenience in ‘Everyday App’ Debate
New Data: Security Concerns Overshadow Convenience in ‘Everyday App’ Debate
March 06, 2024  |  Security & Fraud

More consumers than ever now rely on mobile apps to manage their daily chores. Get the Full Story Complete the form to unlock this article...

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Younger Consumers Drive Surge in Peer-to-Peer Payments App Popularity
Younger Consumers Drive Surge in Peer-to-Peer Payments App Popularity
March 06, 2024  |  Money Mobility

Peer-to-peer (P2P) payments have grown increasingly popular in the past several years. This is especially true for younger consumers, who prefer a digital-first payment experience....

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Online Shoppers Who Skip Auto-Fill Subscriptions Want Control Over Their Time
Online Shoppers Who Skip Auto-Fill Subscriptions Want Control Over Their Time
March 05, 2024  |  eCommerce

For eCommerce customers who prefer to shop at will versus scheduling auto-fill deliveries, PYMNTS Intelligence reveals, having control over how they use their time each...

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Macy’s and Zara’s Moves Show Value of Click-and-Mortar™ Shoppers 
Macy’s and Zara’s Moves Show Value of Click-and-Mortar™ Shoppers 
March 05, 2024  |  Retail

Two reports from opposite sides of the globe confirmed that in-store and online shopping are intertwined at their best, and retailers need to offer seamless...

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Retail Payments Acceptance Presents Innovation Roadblocks
Retail Payments Acceptance Presents Innovation Roadblocks
March 05, 2024  |  Payments Innovation

Among the many payment acceptance tools now available, embedded solutions provided by a variety of payment facilitators (PayFacs) have become increasingly popular among marketplaces and...

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