PYMNTS Intelligence

1 in 4 Retail Subscribers Use Auto-Refill
1 in 4 Retail Subscribers Use Auto-Refill
January 05, 2024  |  Consumer Insights

With many retail subscribers now relying mainly on auto-refill subscriptions for their shopping, PYMNTS Intelligence reveals, retailers must adapt and embrace this growing trend to...

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Misinformation Fears Surge as Increasing Gen AI Use in Finance Amplifies Risks
Misinformation Fears Surge as Increasing Gen AI Use in Finance Amplifies Risks
January 05, 2024  |  Artificial Intelligence

Generative artificial intelligence (AI) is continuing to evolve. From predictive algorithms to personalized recommendations, AI has woven itself into the fabric of consumers’ daily lives,...

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Data Shows Bitcoin ETFs Might Not Make Crypto as Popular as Enthusiasts Expect
Data Shows Bitcoin ETFs Might Not Make Crypto as Popular as Enthusiasts Expect
January 05, 2024  |  Cryptocurrency

The investment world seems to be holding its collective breath, waiting for the Securities and Exchange Commission to approve a bitcoin exchange-traded fund (ETF). Get...

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Online Marketplaces Prioritize Digital Wallets and BNPL for Payment Options
Online Marketplaces Prioritize Digital Wallets and BNPL for Payment Options
January 05, 2024  |  eCommerce

Online marketplaces like Amazon, eBay and Rakuten are increasingly embracing embedded payments options for consumers, such as digital wallets and buy now, pay later (BNPL). Get...

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Paycheck-to-Paycheck Consumers May Have Reasons for Optimism, Data Shows
Paycheck-to-Paycheck Consumers May Have Reasons for Optimism, Data Shows
January 05, 2024  |  Consumer Finance

Consumers with difficulties making ends meet may have a reason to be optimistic, recent PYMNTS Intelligence data shows. Get the Full Story Complete the form...

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83% of Bank Execs Eye GenAI With Hope and Hesitation
83% of Bank Execs Eye GenAI With Hope and Hesitation
January 05, 2024  |  Artificial Intelligence

The financial services sector has long been a proving ground for emerging technologies. The current era of disruption is no exception to this history. GenAI...

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48% of Consumers Look Beyond Their Primary Bank for Mortgage Loans
48% of Consumers Look Beyond Their Primary Bank for Mortgage Loans
January 05, 2024  |  Loans

Traditionally, consumers rely on their primary financial institutions (FIs), such as banks or credit unions (CUs), for credit products like credit cards, mortgages, auto loans...

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Nearly 40% of Boomers Don’t Know How Pay-by-Bank Payments Work
Nearly 40% of Boomers Don’t Know How Pay-by-Bank Payments Work
January 04, 2024  |  Payment Methods

Account-to-account (A2A) payments, also known as pay by bank, involve the transfer of funds between bank accounts, often in real-time. Unlike traditional card networks, these...

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Every Payment Recovery Method Counts for Subscription Merchants
Every Payment Recovery Method Counts for Subscription Merchants
January 04, 2024  |  Subscriptions

For subscription commerce merchants, payment recovery methods are vital to protecting revenue, and the more such methods, the better. Get the Full Story Complete the...

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