PYMNTS Intelligence

85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features

85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
February 20, 2024  |  Credit Cards

About 62% of consumers in the United States live paycheck to paycheck, often face difficulties paying their monthly bills, and rely on credit cards to...

READ MORE >
Consumers’ Retail Inflation Expectations Are Beginning to Ease
Consumers’ Retail Inflation Expectations Are Beginning to Ease
February 16, 2024  |  Consumer Insights

As consumers look ahead to the rest of the year, many are not as concerned about retail inflation as they once were. Get the Full...

READ MORE >
Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum
Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum
February 16, 2024  |  Buy Now Pay Later

Back in June, PYMNTS Intelligence crystallized the fact that buy now, pay later (BNPL) payment options were gaining notice and demand from a wide swath...

READ MORE >
Consumers Prefer Instant Payments, Federal Reserve and PYMNTS Data Show
Consumers Prefer Instant Payments, Federal Reserve and PYMNTS Data Show
February 16, 2024  |  Faster Payments

An official with the Atlanta Federal Reserve says findings from a 2023 Federal Reserve study confirm the growing appetite for instant payments. Get the Full...

READ MORE >
Eight in 10 Insurers Seek FinTech Partners for Instant Payment Plays
Eight in 10 Insurers Seek FinTech Partners for Instant Payment Plays
February 16, 2024  |  Digital Payments

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

READ MORE >
Four in 10 Consumers Demand Greater Data Protection
Four in 10 Consumers Demand Greater Data Protection
February 15, 2024  |  Security & Fraud

Properly securing consumer data could be key to maintaining the loyalty of eCommerce merchants’ most engaged customers, according to PYMNTS Intelligence. Get the Full Story...

READ MORE >
Nearly 30% of ISVs Say System Integration Issues Make It Harder to Innovate
Nearly 30% of ISVs Say System Integration Issues Make It Harder to Innovate
February 15, 2024  |  Payments Innovation

The software publishing industry is undergoing significant changes as key players seek to enhance customer engagement and tap new revenue streams through the embedded finance...

READ MORE >
Credit Union Innovation Investments Pay Off as Digital Assets Open Doors to Enhanced Services
Credit Union Innovation Investments Pay Off as Digital Assets Open Doors to Enhanced Services
February 14, 2024  |  Credit Unions

Credit unions (CUs) might not have the same national or regional reach as traditional banks, but their members don’t expect less when it comes to...

READ MORE >
Consumers Increasingly Trade Down to Less Expensive Retailers
Consumers Increasingly Trade Down to Less Expensive Retailers
February 14, 2024  |  Consumer Insights

While many of consumers’ cost-conscious behaviors in response to inflation are easing slightly, retail shoppers are increasingly switching to lower-cost stores. Get the Full Story...

READ MORE >