PYMNTS Intelligence

Lower Wages and Lack of Savings Drive Gen Z’s Increasing Reliance on Instant Payouts
Lower Wages and Lack of Savings Drive Gen Z’s Increasing Reliance on Instant Payouts
November 21, 2023  |  Disbursements

Disbursements, which include various types of payments such as earnings, tax refunds, insurance claim payments, and loan disbursements, play a crucial role in consumers’ financial...

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Mobile-Only Restaurants Rub Consumers the Wrong Way
Mobile-Only Restaurants Rub Consumers the Wrong Way
November 21, 2023  |  Consumer Insights

Even when consumers are ordering restaurant meals for pickup, PYMNTS Intelligence reveals, the majority would rather not be limited to exclusively making purchases via mobile...

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1 in 5 of Consumers Without Paycheck Pressures Still Plan to Finance Holiday Purchases
1 in 5 of Consumers Without Paycheck Pressures Still Plan to Finance Holiday Purchases
November 21, 2023  |  Consumer Finance

As the holidays near, balancing tight budgets with the festive spirit can become a challenge. Which is why traditionally, many consumers turn to credit to...

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Consumers Receive Over $34,000 in Disbursements Per Year
Consumers Receive Over $34,000 in Disbursements Per Year
November 21, 2023  |  Disbursements

Consumers are getting fewer disbursements this year, PYMNTS Intelligence data shows. However, that may be due to consolidation, not because they are getting less. Get...

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Amex, Amazon Tie-Up Helps Point the Way Toward Rewards ‘Ubiquity’ 
Amex, Amazon Tie-Up Helps Point the Way Toward Rewards ‘Ubiquity’ 
November 21, 2023  |  Loyalty & Rewards

Ubiquity is what we all want in a rewards program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Study Finds Non-Gift Holiday Spending to Drop 26% as Consumers Trim Budgets
Study Finds Non-Gift Holiday Spending to Drop 26% as Consumers Trim Budgets
November 21, 2023  |  Retail

The average holiday shopper anticipates spending roughly $860 this year on non-gift holiday purchases such as live entertainment or retail products for personal use —...

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Credit-Seeking Consumers Give Credit Unions and Community Banks a Second Look
Credit-Seeking Consumers Give Credit Unions and Community Banks a Second Look
November 21, 2023  |  Credit Unions

National banks dominate the consumer credit space. Still, credit unions and community banks are becoming an increasingly popular choice for issuing credit cards. The share...

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Nearly 40% of FinTechs Offer Mobile Check Deposit but Only 12% of Consumers Use It
Nearly 40% of FinTechs Offer Mobile Check Deposit but Only 12% of Consumers Use It
November 21, 2023  |  Digital Banking

FinTechs have emerged as disruptors in the financial industry, offering consumers a wide range of services.  Get the Full Story Complete the form to unlock...

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Curbside Pickup Leads the Restaurant Industry’s Digital Shift
Curbside Pickup Leads the Restaurant Industry’s Digital Shift
November 20, 2023  |  Restaurant innovation

As restaurants increasingly adopt tech features, curbside pickup is proving to be the most common digital offering. Get the Full Story Complete the form to...

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