PYMNTS Intelligence

Mid-Sized Firms Lag Enterprise Peers in Automating Payments and Receivables

Mid-Sized Firms Lag Enterprise Peers in Automating Payments and Receivables
Mid-Sized Firms Lag Enterprise Peers in Automating Payments and Receivables
December 29, 2023  |  Accounts Payable

More than 90% of mid-sized firms — those annually generating $3.5 million to $15 million in revenue — that plan to further automate their accounts...

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Main Street Merchants Find Their 2024 Footing Online
Main Street Merchants Find Their 2024 Footing Online
December 29, 2023  |  Omnicommerce

2023 hasn’t been an easy environment for small and midsized businesses (SMBs). Get the Full Story Complete the form to unlock this article and enjoy...

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More Than Half of Consumers Say Personalized Offers Miss the Mark
More Than Half of Consumers Say Personalized Offers Miss the Mark
December 29, 2023  |  Retail

Personalized offers can be a game changer for merchants. Still, attempts that miss the mark have the potential to annoy and alienate potential customers. Despite...

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Nearly 40% of Credit Unions Offer Instant Access to Payday Loans
Nearly 40% of Credit Unions Offer Instant Access to Payday Loans
December 29, 2023  |  Credit Unions

Credit unions (CUs) have long been a reliable source for credit products such as credit cards, mortgages, auto loans and personal loans. However, with the...

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Top-Performing Subscription Merchants Recover 60% of Failed Payments
Top-Performing Subscription Merchants Recover 60% of Failed Payments
December 28, 2023  |  Subscriptions

Subscription companies lose an average of 9% of sales to failed payments. Get the Full Story Complete the form to unlock this article and enjoy...

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Most Consumers Opt Out of Credit Cards to Avoid Accumulating Debt
Most Consumers Opt Out of Credit Cards to Avoid Accumulating Debt
December 28, 2023  |  Credit Cards

In a world where managing finances has become a challenge, it is important to explore strategies to avoid accumulating debt and prevent overspending. An effective...

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BNPL’s Surge in 2023: Impact, Adoption and Regulatory Crossroads
BNPL’s Surge in 2023: Impact, Adoption and Regulatory Crossroads
December 28, 2023  |  Buy Now Pay Later

From its nascent stages to its maturing as a force reshaping retail and eCommerce, installment plans, particularly buy now, pay later (BNPL) services, marked a...

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30% of Consumers Struggle to Access Credit Products
30% of Consumers Struggle to Access Credit Products
December 28, 2023  |  Loans

About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story...

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Financial Services Providers Use Gamification to Help Customers Manage Debt
Financial Services Providers Use Gamification to Help Customers Manage Debt
December 28, 2023  |  Debt

Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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