PYMNTS Intelligence

More Men Than Women Have Been Denied Credit at Least Once in Past Year
More Men Than Women Have Been Denied Credit at Least Once in Past Year
September 29, 2023  |  Consumer Insights

In the United States where credit scores are a critical factor in determining whether you are approved or denied for a mortgage, auto loan or...

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1 in 5 Shoppers Pay for Groceries in Installments
1 in 5 Shoppers Pay for Groceries in Installments
September 28, 2023  |  Consumer Insights

With consumers’ economic challenges continuing to limit their spending, many are turning to installment plans just to afford groceries, PYMNTS Intelligence reveals. Get the Full...

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What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic
What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic
September 28, 2023  |  Consumer Finance

Across the span of more than two dozen reports since the darkest days of the pandemic more than three years ago — and with eight...

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PYMNTS Intelligence: How CUs Can Meet Members’ Cryptocurrency Expectations
PYMNTS Intelligence: How CUs Can Meet Members’ Cryptocurrency Expectations
September 28, 2023  |  Credit Unions

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Nearly Half of Consumers Curtail Nonessential Spending to Tackle Holiday-Induced Financial Stress
Nearly Half of Consumers Curtail Nonessential Spending to Tackle Holiday-Induced Financial Stress
September 28, 2023  |  Consumer Insights

The holiday season is a time of joy and celebration, but it can also be a time of intense financial stress for many consumers, especially...

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45% of Consumers Used Credit Card Installment Plans In Past Year
45% of Consumers Used Credit Card Installment Plans In Past Year
September 28, 2023  |  Consumer Payments

Installment plans have become an increasingly important payment method that many shoppers prefer. Across age groups and income brackets, 60% of consumers use installment plans...

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Holiday Season Will Put Pressure on Consumers’ Grocery Budgets
Holiday Season Will Put Pressure on Consumers’ Grocery Budgets
September 27, 2023  |  Economy

During seasons of high spending, such as over the holidays, many consumers are forced to cut back on basic needs such as food and beverages,...

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Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
September 27, 2023  |  Consumer Finance

With October just about to dawn, many stores are already prodding consumers to think about the holiday shopping season, where December looms as a make-or-break...

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1 in 4 CFOs Say AP Automation Reduces Payment Delays in Shipping
1 in 4 CFOs Say AP Automation Reduces Payment Delays in Shipping
September 27, 2023  |  Accounts Payable

Automation can improve efficiency, speed and accuracy in accounts receivable (AR), reducing days sales outstanding (DSO) and expediting payments. It also streamlines complex, error-prone accounts...

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