PYMNTS Intelligence

25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
May 20, 2025  |  Credit Unions

Credit unions tend to evoke images of simple, brick-and-mortar institutions, where friendly employees who know you by name make up for the lack of financial...

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Instant Payments Emerge as Strategic Necessity in Vendor Relations
Instant Payments Emerge as Strategic Necessity in Vendor Relations
May 20, 2025  |  Real-Time Payments

The speed of instant payments is a well-known attribute. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Likes, Shares, Revenue: How SMBs Are Winning Big on Social
Likes, Shares, Revenue: How SMBs Are Winning Big on Social
May 19, 2025  |  SMBs

Social media’s reach has brought influencers, tweets and videos to mobile devices, changing the face of commerce and the ways businesses, particularly small- to medium-sized...

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Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
May 19, 2025  |  SMBs

Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. Get the Full Story...

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US Mid-Market Companies Hit Reset Amid Escalating Tariff Uncertainty
US Mid-Market Companies Hit Reset Amid Escalating Tariff Uncertainty
May 19, 2025  |  Supply Chain

In challenging times, businesses often need to tear up their old playbooks and write new ones. Get the Full Story Complete the form to unlock...

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Consumers Brace for Economic Storm, Confidence Plunges to 3-Year Low
Consumers Brace for Economic Storm, Confidence Plunges to 3-Year Low
May 16, 2025  |  Economy

Consumer gloom is not quite at historic levels — but it’s awfully close. Get the Full Story Complete the form to unlock this article and...

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US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
May 16, 2025  |  Mobile Wallets

While U.S. consumers are rapidly embracing mobile wallets for peer-to-peer payments, their adoption for in-store transactions still lags behind many international counterparts, highlighting a dichotomy...

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Real-Time Payments Are Most Likely to Be Found at These Financial Institutions
Real-Time Payments Are Most Likely to Be Found at These Financial Institutions
May 15, 2025  |  Real-Time Payments

Want or need a payment instantly? Whether you’re a consumer or a business, you’re more likely to get your funds in seconds if you —...

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