PYMNTS Intelligence

Gen Z Isn’t Different. They’re Digital by Default.

Gen Z Isn’t Different. They’re Digital by Default.
Gen Z Isn’t Different. They’re Digital by Default.
August 06, 2025  |  Consumer Insights

By the 1920s, cars and telephones had changed how people connected. Young adults could travel on their own and make plans without meeting in person....

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North America Levels Up Real-Time Payments With Bigger Limits
North America Levels Up Real-Time Payments With Bigger Limits
August 06, 2025  |  Real-Time Payments

Real-time payments are becoming a fixture in financial ecosystems across North America, driven by updates in network capabilities, expanded transaction limits and innovative use cases....

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Credit Card Loyalty Shifts as Millennials Prioritize Value Over Gimmicks
Credit Card Loyalty Shifts as Millennials Prioritize Value Over Gimmicks
August 06, 2025  |  Credit Cards

Generation Z and millennial consumers are rewriting the rules of engagement when it comes to credit cards. Get the Full Story Complete the form to...

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US College Administrators Spend 50% of Their Time Chasing Unpaid Tuition
US College Administrators Spend 50% of Their Time Chasing Unpaid Tuition
August 06, 2025  |  Payment Methods

With back-to-school season upon us, we took a look at the higher education side of the ledger. The silent drain of outdated payment systems in...

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Mobile Window Shopping Becomes A Retail Revenue Engine
Mobile Window Shopping Becomes A Retail Revenue Engine
August 05, 2025  |  Mobile Commerce

Want to know what’s really powering the mobile shopping boom? Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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60% of Banks Embrace Payment Hubs to Modernize Digital Experiences
60% of Banks Embrace Payment Hubs to Modernize Digital Experiences
August 05, 2025  |  Digital Banking

As digital expectations reshape finance, traditional banks are finding that staying competitive and operationally sound hinges on a singular, modernized approach to payments rather than...

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Drivers Demand Instant Pay, but Trucking Firms Aren’t Listening
Drivers Demand Instant Pay, but Trucking Firms Aren’t Listening
August 05, 2025  |  Faster Payments

In the logistics world, speed is everything. Goods must move swiftly, efficiently and predictably. Payments, too, have increasingly followed suit, especially when it comes to...

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Credit Unions Build Member Trust Through Digital Empathy
Credit Unions Build Member Trust Through Digital Empathy
August 04, 2025  |  Credit Unions

Financially stressed individuals now form the majority of credit union (CU) membership. While credit unions consistently outperform retail banks in satisfaction, trust and service, the...

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Rising Mortgage Costs Push Affluent Families to the Financial Edge
Rising Mortgage Costs Push Affluent Families to the Financial Edge
August 04, 2025  |  Consumer Finance

For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of...

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