PYMNTS Intelligence

New Global Report Shows Mobile-First Shoppers Trading Bricks for Clicks
New Global Report Shows Mobile-First Shoppers Trading Bricks for Clicks
February 10, 2025  |  Shopping

The mobile phone has become the “anywhere storefront.” Shoppers reach for these pocket-sized portals to window-shop and make purchases anytime, anywhere — at home, commuting,...

READ MORE >
New Report Examines the Slick New Face of Digital Fraud
New Report Examines the Slick New Face of Digital Fraud
February 10, 2025  |  Security & Fraud

Scammers aren’t just throwing darts at a board anymore — they’re getting personal. Get the Full Story Complete the form to unlock this article and...

READ MORE >
26% of Consumers Leave Credit Cards Due to Payment Challenges
26% of Consumers Leave Credit Cards Due to Payment Challenges
February 10, 2025  |  Credit Cards

Consumers’ relationships with credit are shaped by various life circumstances, which influence their decisions to enter or leave the credit market. Get the Full Story...

READ MORE >
How Banks Can Reengage the 53 Million Credit Outsiders
How Banks Can Reengage the 53 Million Credit Outsiders
February 07, 2025  |  Consumer Insights

A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. Get the Full Story Complete...

READ MORE >
Banks Offering Instant Payments Say Bills Are Top Consumer Use
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025  |  Real-Time Payments

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...

READ MORE >
46% of Cardholders Are Proactive Deal Hunters
46% of Cardholders Are Proactive Deal Hunters
February 07, 2025  |  Consumer Insights

The world of credit card rewards is getting a much-needed makeover. Forget the tired points-and-perks model. A new report from PYMNTS in collaboration with Banyan...

READ MORE >
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
February 06, 2025  |  Buy Now Pay Later

As U.S. consumers face cash flow shortages, many are turning to alternative payment methods like buy now, pay later (BNPL) to help them manage their...

READ MORE >
Will Decline in Job Openings Lead to Cautious Spending by Consumers?
Will Decline in Job Openings Lead to Cautious Spending by Consumers?
February 05, 2025  |  Economy

A report this week that job openings slipped in December, right at a time when a steady number of employees were leaving the workforce, poses...

READ MORE >
The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
February 05, 2025  |  Real-Time Payments

What if sending money internationally was as fast and seamless as sending a text message? That future is already here. Financial ecosystems worldwide are shifting...

READ MORE >