PYMNTS Intelligence

Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments

Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
May 05, 2025  |  Payments Innovation

In the report “Bridging the Gap: Helping Acquirers Meet Evolving Merchant Demands,” a joint effort between PYMNTS Intelligence and Visa Acceptance Solutions, we found that...

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Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
May 05, 2025  |  Consumer Insights

Amid persistent financial pressures impacting a majority of U.S. households, the decision to spend on time-saving convenience services is increasingly subject to a stringent financial...

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Side Hustle Nation: More Americans Seek Extra Income Amid Economic Uncertainty
Side Hustle Nation: More Americans Seek Extra Income Amid Economic Uncertainty
May 05, 2025  |  Consumer Insights

When the economy starts to get wobbly, the warning signs typically emerge in closely-watched measures: government indicators of declining economic growth, rising prices and depressed...

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This Week in AI: Visa, Mastercard and PayPal Go All in on Agentic Commerce
This Week in AI: Visa, Mastercard and PayPal Go All in on Agentic Commerce
May 02, 2025  |  artificial intelligence

This week brings fresh news on the digital payments front, with Visa, Mastercard and PayPal unveiling their agentic commerce programs. Their moves represent a significant...

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New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
May 01, 2025  |  Credit Unions

Understanding the evolving dynamics of this relationship is paramount for credit union executives and FinTech entrepreneurs alike. While the share of FinTechs selling consumer-facing and...

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Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
May 01, 2025  |  Buy Now Pay Later

Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences...

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Why Real-Time Payments Are Less About Timing and More About Trust
Why Real-Time Payments Are Less About Timing and More About Trust
May 01, 2025  |  Real-Time Payments

For banks seeking to lure and keep small- to medium-sized business (SMB) clients, real-time payments can become big business. Get the Full Story Complete the...

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FinTechs and Credit Unions Increasingly Play Nice With Each Other
FinTechs and Credit Unions Increasingly Play Nice With Each Other
April 30, 2025  |  Credit Unions

If you can’t beat ‘em, join ‘em. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Recommendations Highly Influence Card Selection, With 73% Citing Impact
Recommendations Highly Influence Card Selection, With 73% Citing Impact
April 30, 2025  |  Credit Cards

A new report from PYMNTS Intelligence, in collaboration with Elan, explores consumer motivations and behaviors behind opening new credit cards, revealing the interplay between financial...

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