PYMNTS Intelligence

72% of Zillennials Trust Recommendations More Than Ads When Shopping
72% of Zillennials Trust Recommendations More Than Ads When Shopping
February 05, 2025  |  Consumer Insights

Social media’s influence on purchasing decisions is especially strong among zillennials, those born between 1991 and 1999. Get the Full Story Complete the form to...

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52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. Get...

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Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
February 03, 2025  |  Credit Cards

The general tone of earnings season has been cautiously optimistic, as banks and payment networks have pointed to the willingness of consumers to keep spending....

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eCommerce Merchants in the Land Down Under Turn to PSPs for Fraud Expertise
eCommerce Merchants in the Land Down Under Turn to PSPs for Fraud Expertise
February 03, 2025  |  eCommerce

For merchants the world over, the bid to improve eCommerce checkout — boosting sales as a result — is a bit of a tightrope walk....

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Consumers Change Spending Habits to Ease Monthly Money Squeeze
Consumers Change Spending Habits to Ease Monthly Money Squeeze
February 03, 2025  |  Consumer Finance

In the face of escalating living costs, it’s immediate survival or bust for many Americans. Get the Full Story Complete the form to unlock this...

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Consumers Use Credit to Plug Widening Gap Between Income and Spending
Consumers Use Credit to Plug Widening Gap Between Income and Spending
January 31, 2025  |  Consumer Finance

Only a few weeks into the current earnings season, and top-line momentum and commentary from firms, including banks and the payment networks, have all pointed...

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Banks Are The Missing Link in Cross-Border Digital Wallet Adoption, Study Finds
Banks Are The Missing Link in Cross-Border Digital Wallet Adoption, Study Finds
January 31, 2025  |  Cross-border Payments

The world of cross-border transactions is rapidly changing and growing. Digital wallets are emerging as consumers’ preferred method, outpacing traditional bank transfers and money services....

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92% of Large Banks Interested in Metal Cards to Boost Security
92% of Large Banks Interested in Metal Cards to Boost Security
January 31, 2025  |  Authentication

As banking fraud unfolds, financial institutions (FIs) are challenged to protect customer data and provide pleasant customer experiences. The rise in credential theft has sparked...

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New Data: How Credit Unions Can Own the Back Half of the Decade
New Data: How Credit Unions Can Own the Back Half of the Decade
January 30, 2025  |  Credit Unions

Credit unions (CUs) face a critical question: How can they remain top of mind for current members while attracting new ones, especially when younger consumers...

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