PYMNTS News

AI Gives Every Purchase Its Own Credit Decision

AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

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Banks Find Debit’s Real Cost in False Declines and Manual Fixes
Banks Find Debit’s Real Cost in False Declines and Manual Fixes
July 07, 2026  |  Business

For many financial institutions, the biggest opportunity in debit is hiding in plain sight. Get the Full Story Complete the form to unlock this article...

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84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. Get the Full Story Complete the form to unlock...

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Workers Face Cash Gaps While Earned Wage Access Sits Unused
Workers Face Cash Gaps While Earned Wage Access Sits Unused
July 07, 2026  |  Consumer Finance

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial...

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Capital One Says Small Businesses Are Cautious, Confident and Ready to Grow
Capital One Says Small Businesses Are Cautious, Confident and Ready to Grow
July 07, 2026  |  SMBs

Watch more: Need to Know With Capital One’s Shena Ashley Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Big Banks Eye Payments Deal That Could Rewire Debit Fees
Big Banks Eye Payments Deal That Could Rewire Debit Fees
July 06, 2026  |  Banking

Some of the biggest U.S. banks are exploring a deal that could reshape the economics of debit cards, reopen one of payments’ fiercest policy fights...

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Gift Card Loophole Gives Hackers a New Way to Cash Out
Gift Card Loophole Gives Hackers a New Way to Cash Out
July 06, 2026  |  Cybersecurity

Every artificial intelligence (AI) platform that stores a payment method and adds a gifting feature has created a new monetization surface for account takeover fraud....

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Thrive Holdings Raises $2 Billion to Buy and Rewire Services Firms With AI
Thrive Holdings Raises $2 Billion to Buy and Rewire Services Firms With AI
July 06, 2026  |  Artificial Intelligence

A group of major artificial intelligence (AI) investors is pooling capital into a vehicle designed to buy up traditional services businesses and transform them using...

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