PYMNTS News

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital
Fed Moves to Give Mutual Banks More Flexibility to Raise Capital
July 31, 2026  |  Banking

The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital....

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FDIC Order Forces Lineage to Rebuild Capital and Earnings
FDIC Order Forces Lineage to Rebuild Capital and Earnings
July 31, 2026  |  Banking

Lineage Bank, which was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has reached a consent order with the Federal...

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Friend’s Talking Pendant Gives OpenAI’s Screenless Future a Voice
Friend’s Talking Pendant Gives OpenAI’s Screenless Future a Voice
July 31, 2026  |  Artificial Intelligence

Screenless devices seem to be the next frontier in artificial intelligence (AI) hardware. There have been rumors that OpenAI’s first device might be a screenless...

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Project Agorá Says It Cuts Cross-Border Payment Times to 80 Seconds
Project Agorá Says It Cuts Cross-Border Payment Times to 80 Seconds
July 31, 2026  |  Cross-border Payments

Real-value testing (RVT) of tokenization of wholesale cross-border payments demonstrated an average time from payment initiation to settlement of about 80 seconds, according to a...

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AI Gives Cybersecurity a Backlog CFOs and CISOs Can’t Patch Away
AI Gives Cybersecurity a Backlog CFOs and CISOs Can’t Patch Away
July 31, 2026  |  Cybersecurity

Artificial intelligence is making software vulnerabilities easier to find. That’s not necessarily making companies safer. Get the Full Story Complete the form to unlock this...

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AutoNation CEO Bets Affordability and Resilient Buyers Will Fuel Rebound
AutoNation CEO Bets Affordability and Resilient Buyers Will Fuel Rebound
July 31, 2026  |  Earnings

Automotive retailer AutoNation has found that the industry and consumers are “in good shape,” despite declines in sales volume and profit that the company saw...

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LinkedIn Turns to Users to Save Its Feed From AI Slop
LinkedIn Turns to Users to Save Its Feed From AI Slop
July 31, 2026  |  Artificial Intelligence

Consumers are tired of scrolling past content they suspect was never written by a person, and on LinkedIn, that suspicion is often correct. Get the...

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Small Businesses Grow Choosier About Credit
Small Businesses Grow Choosier About Credit
July 31, 2026  |  SMBs

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. Get the Full Story...

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