PYMNTS News

Auto Deliquencies Hit Record High as Consumers Caught Off Guard
Auto Deliquencies Hit Record High as Consumers Caught Off Guard
December 22, 2025  |  Loans

Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this...

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Tariffs and Missing Data Push Product Leaders Into Crisis Mode
Tariffs and Missing Data Push Product Leaders Into Crisis Mode
December 22, 2025  |  Economy

U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product...

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Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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Safebook CEO Says AI Agents Solve CFO’s Data Plumbing Problem
Safebook CEO Says AI Agents Solve CFO’s Data Plumbing Problem
December 22, 2025  |  artificial intelligence

Watch more: The Digital Shift: Safebooks’ Ahikam Kaufman Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Citi Puts Tokenization and Real-Time Clearing to Work for Global Liquidity
Citi Puts Tokenization and Real-Time Clearing to Work for Global Liquidity
December 22, 2025  |  Payments Innovation

Liquidity decisions for multinational enterprises have always been defined by timing. Treasury teams watch cutoff times, forecast balances and pre-fund accounts before weekends or bank...

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Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe
Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe
December 22, 2025  |  Artificial Intelligence

Watch more: Monday Conversation: Visa’s Rubail Birwadker Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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AWS and Microsoft Present Agentic AI’s Banking Business Case
AWS and Microsoft Present Agentic AI’s Banking Business Case
December 22, 2025  |  artificial intelligence

Agentic AI is often portrayed as a ‘wait-and-see’ game. As PYMNTS Intelligence data shows, CFOs have expressed their curiosity and a limited amount of trust,...

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Account Takeovers Surge as Banks Scramble to Respond
Account Takeovers Surge as Banks Scramble to Respond
December 22, 2025  |  Security & Fraud

Fraudsters are constantly evolving, and banks are struggling to keep up. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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