PYMNTS News

Conversational AI Becomes New Front Door for Holiday Shopping

Conversational AI Becomes New Front Door for Holiday Shopping
Conversational AI Becomes New Front Door for Holiday Shopping
December 12, 2025  |  Retail

The traditional holiday shopping journey, a linear path of keyword searches, doom-scrolling and multi-step checkouts, is being dismantled in real-time. This season is seeing the...

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AMINA Bank Integrates Ripple Payments to Facilitate Cross-Border Stablecoin Transactions
AMINA Bank Integrates Ripple Payments to Facilitate Cross-Border Stablecoin Transactions
December 12, 2025  |  Cryptocurrency

Switzerland-based AMINA Bank has integrated Ripple Payments to reduce the friction between blockchain and traditional banking rails and enable the bank’s clients to move funds...

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Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
December 12, 2025  |  Banking

Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is...

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Airbnb Deploys AI to Prevent Disruptive Parties at Rented Homes
Airbnb Deploys AI to Prevent Disruptive Parties at Rented Homes
December 12, 2025  |  Technology

Airbnb is using technology to stop disruptive parties before they start. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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OpenAI Plans to Offer AI Models’ Enhanced Capabilities to Cyberdefense Workers
OpenAI Plans to Offer AI Models’ Enhanced Capabilities to Cyberdefense Workers
December 12, 2025  |  Artificial Intelligence

OpenAI said it is adding more safeguards to its artificial intelligence (AI) models amid rapid advancements in all AI models. Get the Full Story Complete...

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Enterprise AI Shifts Focus to Inference as Production Deployments Scale
Enterprise AI Shifts Focus to Inference as Production Deployments Scale
December 12, 2025  |  Artificial Intelligence

Enterprise artificial intelligence is entering a new phase as companies that spent the past two years experimenting with large language models are now moving those...

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Conditional Charters Pull Crypto Closer to Core of US Banking
Conditional Charters Pull Crypto Closer to Core of US Banking
December 12, 2025  |  Cryptocurrency

Crypto just got chartered. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

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Target Says Concept Store Reflects Its ‘Design-Driven Future’
Target Says Concept Store Reflects Its ‘Design-Driven Future’
December 12, 2025  |  Retail

Target has opened a concept store that the retailer said is part of its “design-driven future.” Get the Full Story Complete the form to unlock...

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