PYMNTS Study

Convenience Drives Retail Subscription Adoption in Q4

Convenience Drives Retail Subscription Adoption in Q4
Convenience Drives Retail Subscription Adoption in Q4
December 28, 2023  |  Subscriptions

With convenience emerging as the primary motivation for retail subscription adoption, retailers are challenged to adapt their strategies to meet customer expectations and capitalize on...

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2023 in Review: Digital Wallets Emerge as Alternative Payment Method
2023 in Review: Digital Wallets Emerge as Alternative Payment Method
December 28, 2023  |  Mobile Wallets

In 2023, digital wallets such as Apple Pay and Google Pay gained popularity among consumers. Get the Full Story Complete the form to unlock this...

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Younger Consumers Less Likely to Use Credit Cards
Younger Consumers Less Likely to Use Credit Cards
December 28, 2023  |  Credit Cards

The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and...

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65% of Marketplaces Without Payment Capabilities Plan to Add Them
65% of Marketplaces Without Payment Capabilities Plan to Add Them
December 28, 2023  |  Payment Methods

Companies across industries are adopting or enhancing embedded payments as a way to improve the customer experience and create new sources of revenue. Get the...

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Business Credit Card Use Hits Year High as SMBs Manage Cash Flow
Business Credit Card Use Hits Year High as SMBs Manage Cash Flow
December 28, 2023  |  SMBs

Managing cash flow is an essential aspect of running a small- to medium-sized business, and business credit cards can be a valuable tool. Get the...

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84% of Consumers Like Pay-by-Bank Despite Adoption Hurdles
84% of Consumers Like Pay-by-Bank Despite Adoption Hurdles
December 28, 2023  |  Payment Methods

Account-to-account (A2A) transfers, also known as pay-by-bank, have emerged as a convenient alternative to traditional transaction methods like credit and debit cards. Get the Full...

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Top-Performing Subscription Merchants Let Their Customers Take a Break
Top-Performing Subscription Merchants Let Their Customers Take a Break
December 27, 2023  |  Subscriptions

Top-performing retail subscription merchants offer their customers the option to take a step back, while merchants that do not provide this kind of flexibility tend...

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Two-Thirds of Gen Z Didn’t Know They Could Make Pay-by-Bank Payments
Two-Thirds of Gen Z Didn’t Know They Could Make Pay-by-Bank Payments
December 27, 2023  |  Payment Methods

An account-to-account (A2A) payment, as the name suggests, allows a person or business to send money directly from one account to another in a quick,...

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One in 7 US Middle-Market Companies Use Overdrafts as a Working Capital Solution
One in 7 US Middle-Market Companies Use Overdrafts as a Working Capital Solution
December 26, 2023  |  B2B Payments

Having access to some extra cash from your financial institution at certain points in your personal or professional life may be particularly helpful for individuals...

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