Credit Cards

Credit Cards
Inflation Pushes Consumers to Seek Everyday Value From Credit Card Rewards
December 18, 2024

Rewards are among the key determinants in how consumers choose — and use — credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Credit Cards
UK’s Regulator to Cap Cross-Border Interchange Fees
December 13, 2024

The United Kingdom’s Payment Systems Regulator (PSR) proposed a price cap on cross-border interchange fees and is seeking comment on the level at which the cap should be set. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Credit Cards
81% of ‘Credit-Curious’ Consumers Are Interested in Secured Cards to Build Credit
December 13, 2024

Fifty-three million U.S. consumers don’t have a credit card and are known as “credit card outsiders.” This diverse group includes both younger people seeking to build credit and older, cautious consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Credit Cards
European Lawmakers Ask UK to Reconsider Cap on Interchange Fees
December 12, 2024

European lawmakers reportedly asked the United Kingdom’s Payment Systems Regulator (PSR) to reconsider its plans to restore a cap on interchange fees that was lifted after Brexit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Credit Cards
Court Ruling Will Reignite Debate Over Credit Card Late Fees
December 10, 2024

Late last week, a federal judge upheld an order blocking a cap on credit card late fees, as PYMNTS reported. But the debate over the fees — their usefulness, whether they should exist at all — is far from over.  Get the Full Story Complete...

Credit Cards
Dojo and American Express Partner to Streamline Payments in UK
December 06, 2024

Payments technology provider Dojo reportedly has signed a new agreement with American Express that will help Dojo’s small business customers in the United Kingdom accept American Express payments with one unified contract. Get the Full Story Complete the form to unlock this article and enjoy...

Credit Cards
Visa, Mastercard Warn of ‘Unintended Consequences’ From CCCA at Senate Hearing
November 19, 2024

So called “credit card swipe fees” — specifically, interchange fees — burden consumers and businesses, resulting in higher prices charged for goods and services, critics charged at a Senate hearing on Tuesday morning (Nov. 19). Get the Full Story Complete the form to unlock this...

Credit Cards
New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
November 15, 2024

Consumers are borrowing more on their credit cards — just to pay the monthly bills. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Mastercard: Credential Lifecycle Management Helps Merchants Dodge Decline Frictions
November 15, 2024

Card declines impact both merchants and consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...