Credit Cards

Credit Cards
CFPB’s Credit Card Rewards Scrutiny Threatens a Perk Consumers Really Love
March 27, 2024

Consumers like credit card rewards — that’s a truism borne out by PYMNTS Intelligence research. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Robinhood Debuts Credit Card for Its Gold Members
March 27, 2024

Robinhood launched a credit card as it continues expanding into financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Credit Cards
Mastercard and Worldpay Partner to Prevent Merchant Chargebacks
March 26, 2024

Mastercard and Worldpay are teaming to help merchants settle transaction disputes faster and reduce chargebacks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Credit Cards
Mastercard, Visa Reach Settlement With Merchants in Swipe Fee Lawsuit
March 26, 2024

Mastercard and Visa have reached a class action settlement with U.S. merchants, in a deal that aims to end 20 years of antitrust litigation around swipe fees and restrictions placed on merchants. Get the Full Story Complete the form to unlock this article and enjoy...

Credit Cards
Credit Card Delinquencies Slip as Charge-Offs Keep Rising
March 25, 2024

Credit card delinquencies fell slightly last month while net charge-offs continued with their upward trajectory. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Preventive Measures Pay Off as Merchants Fight Surging Chargebacks
March 14, 2024

Chargebacks have long been a thorny issue for merchants. And as transactions become increasingly digitized, chargebacks have in turn become more prevalent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Credit Cards
Tokenized Credentials Accelerate Fraud Reduction and Get Higher Approval Rates
March 11, 2024

The holy grail of payments — for merchants, for consumers and financial institutions — has two essentials: Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Credit Cards
Why the Credit Card Competition Act Won’t Lower Merchant Interchange Fees
March 11, 2024

In 1955, the island nation of Borneo was in the throes of a serious malaria virus outbreak. It turned to The World Health Organization for help. WHO recommended spraying massive amounts of DDT across the island to kill the mosquitos that carried the disease. Borneo...

Credit Cards
Will Credit Access Get Caught in CFPB Late Fee Cap Crossfire?
March 07, 2024

The Consumer Financial Protection Bureau finalized a rule this week slashing what it labeled “excessive credit card late fees,” reducing the penalty card issuers can charge from the typical $32 to $8. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...