The Data Point

46% of US Consumers Show Interest in Open Banking for Bill Pay
46% of US Consumers Show Interest in Open Banking for Bill Pay
January 10, 2025  |  Payments Innovation

In the modern business landscape, adopting open payments platforms is no longer optional; it’s a necessity. Get the Full Story Complete the form to unlock...

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Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
January 08, 2025  |  SMBs

Small and mid-sized businesses (SMBs) are considering a switch from national banks to local financial institutions (FIs) like community banks and credit unions (CUs). While...

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Travelers Increasingly Trust Their Travel to AI Assistants
Travelers Increasingly Trust Their Travel to AI Assistants
January 07, 2025  |  artificial intelligence

Generative AI is making its mark in various industries, particularly in the travel and hospitality sectors, where it is increasing customer engagement, improving operational efficiencies...

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90% of Banks Say Customers Would Benefit From Instant Payments
90% of Banks Say Customers Would Benefit From Instant Payments
January 06, 2025  |  Real-Time Payments

Many financial institutions remain hesitant to adopt real-time payments due to concerns over legacy system upgrades, fraud risks, and customer demand. A PYMNTS Intelligence report...

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55% of Companies Have Implemented AI-Powered Cybersecurity
55% of Companies Have Implemented AI-Powered Cybersecurity
January 02, 2025  |  Cybersecurity

The share of chief operating officers (COOs) who report that their companies have implemented artificial intelligence (AI)-powered automated cybersecurity management systems has increased threefold since...

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74% of Students Lack Access to Tuition Payment Apps
74% of Students Lack Access to Tuition Payment Apps
December 31, 2024  |  Payment Methods

Higher education is vital for personal and professional growth but rising tuition costs make it harder for students to attend. While financial aid like scholarships...

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45% of US Online Merchants Want One-Click Checkout Solutions
45% of US Online Merchants Want One-Click Checkout Solutions
December 30, 2024  |  Checkout Conversion

One-click checkout solutions top the wish list of U.S. online merchants when it comes to checkout and payment technologies. Get the Full Story Complete the...

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68% of CFOs See GenAI as Crucial for Financial Reporting
68% of CFOs See GenAI as Crucial for Financial Reporting
December 27, 2024  |  CFO

Generative artificial intelligence (GenAI) is gaining attention across industries, as 65% of firms say they are already using the technology. Get the Full Story Complete...

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81% of SMBs Are Open to Adopting Integrated Payments
81% of SMBs Are Open to Adopting Integrated Payments
December 18, 2024  |  B2B Payments

Small to mid-sized businesses (SMBs) across the U.S. face struggles due to fragmented and inefficient business-to-business (B2B) payment systems. While many SMBs recognize the potential...

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