The Data Point

The Data Point: Younger Consumers Seek Convenience of Bundled Banking
The Data Point: Younger Consumers Seek Convenience of Bundled Banking
July 14, 2022  |  Banking

In a world of disintermediated financial products, consumers still show a strong propensity for one banking relationship that brings it all together — and many...

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The Data Point: 66% of Credit Union Members Want the Same Fix
The Data Point: 66% of Credit Union Members Want the Same Fix
July 13, 2022  |  Credit Unions

Credit unions (CUs) shook off a dusty reputation to become leaders in the digital shift, and for good reason: CU members see the digital delights...

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The Data Point: Subscribers Stocked up on Food, Staples Over Walmart+ Weekend
The Data Point: Subscribers Stocked up on Food, Staples Over Walmart+ Weekend
July 11, 2022  |  Retail

Economic upheavals continue, drawing focus to the big annual discounting events of retail archrivals Amazon and Walmart. Among members of their respective membership programs, PYMNTS...

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The Data Point: Amazon Takes 25% of Hard Goods Share as Walmart Eats 18% of Food and Beverage
The Data Point: Amazon Takes 25% of Hard Goods Share as Walmart Eats 18% of...
July 11, 2022  |  Retail

Clash of the titans. It’s an apt descriptor for the battle between America’s two retail giants which has come to symbolize the tug-of-war between in-store...

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The Data Point: 32% of Consumers Right at Home With Digital, Voice Controls
The Data Point: 32% of Consumers Right at Home With Digital, Voice Controls
July 08, 2022  |  Connected Economy

Digital transformation of the home is among the most fascinating and even futuristic aspects of the digital shift, as tens of millions of consumers increasingly...

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The Data Point: 65% of Merchants Look to Save Subscribers Time, Effort and Money
The Data Point: 65% of Merchants Look to Save Subscribers Time, Effort and Money
July 07, 2022  |  Subscriptions

Subscribers greeted inflation with a slight yawn in the second quarter as consumers adjusted their mix but keep subscribing in droves despite storm clouds over...

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The Data Point: Life-Cycle Events Impact Paycheck-to-Paycheck Status for 51% of Millennials
The Data Point: Life-Cycle Events Impact Paycheck-to-Paycheck Status for 51% of Millennials
July 06, 2022  |  Consumer Finance

Until quite recently, the term “paycheck-to-paycheck” conjured images of subprime consumers with especially bad money management skills. We now know that this portrait is far...

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The Data Point: 58% of Americans Live Paycheck-to-Paycheck, Making It the Common Condition
The Data Point: 58% of Americans Live Paycheck-to-Paycheck, Making It the Common Condition
July 04, 2022  |  Consumer Finance

With recession looking more probable by the day, consumers who are already financially strapped are looking at ways of managing money when there’s less of...

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The Data Point: New Tech for Cross-Border Payments Rates With 64% of All FIs
The Data Point: New Tech for Cross-Border Payments Rates With 64% of All FIs
June 30, 2022  |  Cross-border Payments

Financial institutions (FIs) are rising to the challenges of business clients seeking and doing more business in overseas markets, requiring a rethink — and in many...

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