Tracker Series

Gen Z Is Only 4% of Credit Union Members, and That’s a Problem
Gen Z Is Only 4% of Credit Union Members, and That’s a Problem
June 09, 2023  |  Credit Unions

Young consumers are feeling the pinch. According to recent PYMNTS data, 73% of millennials live paycheck to paycheck — the highest rate among all generations,...

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US Open Banking Regulations Will Force More Bank-FinTech Collaboration
US Open Banking Regulations Will Force More Bank-FinTech Collaboration
June 02, 2023  |  Banking

A changing financial industry is transforming the relationship between traditional banks and FinTechs. In the past, banks largely regarded FinTechs as formidable competitors, if not...

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Peru and Pakistan Expect Massive Real-Time Payments Growth by 2027
Peru and Pakistan Expect Massive Real-Time Payments Growth by 2027
June 01, 2023  |  Real-Time Payments

Each country implementing real-time payment methods has to balance various factors, including its banked population, the current favored payment schemes of the populace and penetration...

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Payments Automation Helps Main Street Navigate Economic Challenges
Payments Automation Helps Main Street Navigate Economic Challenges
May 31, 2023  |  Innovation

Companies that invested in technology to improve working capital transparency during the pandemic saw overwhelmingly positive results. Seventy-seven percent of surveyed CFOs said they saw...

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Banks Aim AI at Fraud Management but Need Help
Banks Aim AI at Fraud Management but Need Help
May 30, 2023  |  Fraud Prevention

A substantial number of Americans can expect to experience digital fraud at least once in their lifetime. A recent study found that bad actors have...

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Everything You Need to Know About Generative AI but Were Not Afraid to Ask
Everything You Need to Know About Generative AI but Were Not Afraid to Ask
May 25, 2023  |  Artificial Intelligence

Less than a decade ago, the idea of something like ChatGPT or image generators such as DALL-E would have seemed as much a part of...

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Accelerating Open Banking Adoption Will Drive Real-Time Payments Growth
Accelerating Open Banking Adoption Will Drive Real-Time Payments Growth
May 19, 2023  |  Real-Time Payments

Open banking and instant payments are two of the most exciting trends in digital banking today. Both of these services improve the financial lifestyles of...

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Economic Downturn Highlights Credit Unions’ Lending Advantages
Economic Downturn Highlights Credit Unions’ Lending Advantages
May 18, 2023  |  Credit Unions

As consumers worry about financial wellness, 66% expect no improvement, and 29% expect their finances will worsen. Credit unions can stand out to existing and...

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Digital Payments Makeover Continues for Beauty Services Industry
Digital Payments Makeover Continues for Beauty Services Industry
May 11, 2023  |  Digital Payments

Despite being among the worst hit by the pandemic, the beauty services market has begun to rebound. Sales in the United States have reached nearly...

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