Credit Cards

Credit Cards
Court Ruling Will Reignite Debate Over Credit Card Late Fees
December 10, 2024

Late last week, a federal judge upheld an order blocking a cap on credit card late fees, as PYMNTS reported. But the debate over the fees — their usefulness, whether they should exist at all — is far from over.  Get the Full Story Complete...

Credit Cards
Dojo and American Express Partner to Streamline Payments in UK
December 06, 2024

Payments technology provider Dojo reportedly has signed a new agreement with American Express that will help Dojo’s small business customers in the United Kingdom accept American Express payments with one unified contract. Get the Full Story Complete the form to unlock this article and enjoy...

Credit Cards
Visa, Mastercard Warn of ‘Unintended Consequences’ From CCCA at Senate Hearing
November 19, 2024

So called “credit card swipe fees” — specifically, interchange fees — burden consumers and businesses, resulting in higher prices charged for goods and services, critics charged at a Senate hearing on Tuesday morning (Nov. 19). Get the Full Story Complete the form to unlock this...

Credit Cards
New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
November 15, 2024

Consumers are borrowing more on their credit cards — just to pay the monthly bills. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Mastercard: Credential Lifecycle Management Helps Merchants Dodge Decline Frictions
November 15, 2024

Card declines impact both merchants and consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Credit Cards
52% of Consumers Want Disputes to Be Easy and Resolved Fast
November 06, 2024

Card disputes have long been viewed as a necessary evil in retail banking and commerce — a cost center to be managed and minimized. But new research from PYMNTS Intelligence and Banyan, “How Card Disputes Are an Opportunity to Cultivate Customer Loyalty,” reveals that these...

Credit Cards
Study Shows Power of Word of Mouth in Credit Card Customer Acquisition
November 06, 2024

Understanding which consumers are drawn to which cards can help financial institutions hone their marketing. PYMNTS Intelligence data shows that nearly 1 in 3 consumers opened a new credit card within the last 12 months, and 4 in 5 were already cardholders. Many of these...

Credit Cards
Credit With Training Wheels: Secured Credit Cards and the Credit-Wary Consumer
November 04, 2024

Financial institutions can convert credit card outsiders to become holders of secured credit cards by encouraging them to think long term. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Credit Cards
Private-Label Card Trends May Signal Uneven Holiday Spending
October 29, 2024

Private-label credit cards, or store cards, make up a small percentage of overall consumer credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...