The world is a rapidly changing place for payments – consumer payments, B2B payments, cross-border payments. We are very much not in Kansas anymore when it comes to moving funds, and the old rules don’t work nearly so well in digital Oz. Consumers want to be safe –...
The good news about modern digital customers, particularly younger ones, is their consistent willingness to try new things, such as new stores and new delivery experiences. Novelty has a good deal of power for consumers constantly connected to a wide variety of commerce channels. And, as 4G is giving...
Today is Columbus Day, a celebration of Christopher Columbus’ “discovery” of Americas 526 years ago. The “discovery” is in quotes for three reasons. First, Christopher Columbus never actually set foot in North America, so he discovered an America, not the America. Second, Leif Erikson beat...
Freelance work is as old as work itself, but the more recent emergence of the digital marketplace dedicated to “gig work” has had effects beyond the world of employment. It’s turned up the pressure for faster payments and easier access to funds as they are...
There is much evidence to suggest that the only acceptable pace for digitization in payments and commerce is faster. Disbursements, wherever one may find them, are almost always improved by speed. But while benefits like enhanced access and greater efficiency are unlocked, the costs of speed are well-known as...
Faster payments in the U.S. and around the world are increasingly becoming the norm. Consumers and business want it and there is money to be made by offering it. But for all the powerful things that faster payments unlocks, in payments, in lending or in SMB transactions, there is the downside. Faster...
Hype is, and always has been, part and parcel to the world of tech. After all, almost no one bills their own innovations as the next medium-sized thing. But, as bitcoin and the blockchain have demonstrated over the last decade, sometimes the reality doesn’t live up to...
Consumers have historically needed a bit of prodding to get them into a mobile state of mind when it comes to payments. Digital transactions on the whole are up – eCommerce, financial services, bill payments – but fully embracing mobile has been a bit trickier. But, by...
The fall is here, and even if the weather is not exactly cooperating in some parts of the nation with the desired cool crispness, at least the Halloween decorations are keeping us all well-reminded of what season it really is, after all. Get the Full Story...
