Paradigm shifts don’t happen often, but lately they seem to have a way of creeping up on the payments and commerce ecosystem. Checks may be losing their grip on B2B payments, consumers are going digital and competitors are becoming partners to push the ecosystem forward.
Spring is the season for cleaning out the old and ushering in the new. And sometimes a new groove is just what a firm needs. Goldman Sachs and its explosion of loans through its Marcus platform is a case in point, as is the explosion...
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The customer has spoken. These days it isn’t so much about giving them what they want, so much as it is about giving customers all the things they want — preferably yesterday. So, how to deliver when the demand has gotten so big?
The era of expanding access through the magic of digital connection has made things that were previously unimaginable almost commonplace today. It’s why half of Jamaican adults can log on to the internet and why banks are investing heavily in the next generation of artificial...
Appearances can be deceiving, which is why avoiding assumptions is often the better part of valor. One might assume major banks are out of subprime home and auto lending, but they’ve mostly just shifted to interacting with the segment remotely. One might think all smart payment...
All tech platforms are the same. Banks aren’t serious enough about digital. Tokens are a new idea. There are lots of commonly held assumptions in payments and commerce, but do they stand up to the data on hand?
A good day is often a matter of perspective: One firm’s day of triumph is another’s day that will live in infamy. The dividing line is often the data — calculating who’s up (JPMC), who’s down (Wells Fargo) and where the difference is split somewhere...
In recent years, Tax Day has also become a time to make big statements on taxes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
