Are consumers looking for a centralized app experience – one app to rule them all that streamlines access to any and every function a consumer could want, such as shopping, banking, entertainment and socializing? The data is mixed: A little under one-third of them do,...
Mobile order-ahead is on the rise, as new players enter the delivery scene and voice assistants take hold. In automated retail, merchants are updating their sales models with new takes on vending machines and delivery approaches. And, in earnings news, Starbucks reported better-than-expected financial results for the third quarter. All this, Today in...
Internet of Things (IoT) devices continue to grow in popularity, but security and privacy issues continue to make headlines. In security news, fraudsters are tapping into mobile and app-based channels for fraud attacks. And in retail, Chipotle Mexican Grill beat analysts’ expectations for second-quarter earnings. All this, Today in Data. Get the...
As business becomes ever more global, payments diversity and new forms of trade financing and onboarding become ever more important. That doesn’t meant investors won’t be rattled by certain developments — something PayPal learned this week — or that fraudsters won’t keep trying to gain an...
Real estate is the source of massive, ongoing digital innovation – and the same holds true, at least arguably, in the wider world of credit unions, though many of them still struggle to offer loyalty and rewards programs to retail consumers. Meanwhile, trust and identity issues continue to...
Nothing is ever guaranteed, no matter the innovation or the size of the company. That’s pretty clear as Facebook’s Libra plan commands continued focus from lawmakers, and as Big Tech endures a fresh round of complaints. At the same time, Latin America is providing payments...
Getting paid in advance for work to be completed later is gaining traction in the gig economy. As found in the Pay Advances Report, the trend may be a new normal for ad-hoc workers. Getting paid early or even upfront has its advantages in terms of managing...
As temperatures nationwide heated up, the world of payments and commerce followed suit. Between the commerce explosion that was the celebration of Prime Day and the blistering rounds of questions various Big Tech reps endured on Capitol Hill, things got and stayed unseasonably warm across...
Data, data everywhere. For credit unions, data may be the conduit to competing with banks. As found in the latest PYMNTS Credit Union Tracker, consumers expect personalization in the services and financial products on offer. The best way to get to that personalization – for example, for credit...
