Alternative Lending news and trends

UK’s FCA Proposes New Protections for BNPL Borrowers

July 18, 2025
Financial Conduct Authority (FCA)
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Alternative Credit // June 12, 2025

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
Alternative Finances // May 28, 2025

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Nonbank Lenders Pose Risks to Traditional Banks as Private Credit Surges
Banking // June 18, 2024

Coming into 2024, PYMNTS spotlighted the appeal of private credit, also known as private debt, issued to corporates, and which offered up, and still offers, a capital lifeline to sustain operations. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

B2B Companies Embrace Invoice Financing to Drive Business Continuity
B2B Payments // May 30, 2024

As businesses evolve, so too do the ways in which they pay and get paid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders

June 12, 2025
The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to […]

FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk

May 28, 2025
The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate....

B2B Companies Embrace Invoice Financing to Drive Business Continuity

May 30, 2024
As businesses evolve, so too do the ways in which they pay and get paid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

APAC Middle-Market Leaders Embrace External Financing for Growth

May 14, 2024
We are in the midst of a working capital revolution — one that is increasingly driven by innovation and made more necessary by the macroeconomic backdrop, particularly for those middle-market firms generating annual revenues between $50...

Quick Reads
UK’s FCA Proposes New Protections for BNPL Borrowers

July 18, 2025
The United Kingdom’s Financial Conduct Authority proposed new protections for buy now, pay later borrowers that would take effect when BNPL comes under the regulator’s remit on July 15, 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

UK Sees Surge in Pawnbroking as Inflation Continues to Rise

July 31, 2022
Higher living costs have created more demand from borrowers looking for small loans, leading a number of individuals in the United Kingdom to explore the options available through pawnbrokers. Get...

UK Expands Interest-Free Emergency Loans to Needy

June 19, 2022
The U.K. No Interest Loans Scheme (Nils), backed by the treasury, will now be expanded to reach up to 20,000 people, a report says. Get the Full Story Complete the...

Are There Clouds on the BNPL Horizon?

June 01, 2022
An increase in delinquencies, combined with a slowing economy, could spell trouble for the future of buy now, pay later (BNPL) companies. Get the Full Story Complete the form to...